Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Northern State Bank of Virginia with 0.50% - August 2025

Long-Term Analysis of Northern State Bank of Virginia with 0.50% APY and First National Bank of Bosque County with 1.53% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Northern State Bank of Virginia

0.50%

$50,000

18 Month

Bank

0.86x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

First National Bank of Bosque County

1.53%

$50,000

60 Month

Bank

1.66x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.53%	Annual Interest	Annual Interest (After Tax)
1	50,000	765	536
2	50,765	777	544
3	51,542	789	552
4	52,330	801	560
5	53,131	813	569
6	53,944	825	578
7	54,769	838	587
8	55,607	851	596
9	56,458	864	605
10	57,322	877	614
11	58,199	890	623
12	59,089	904	633
13	59,993	918	643
14	60,911	932	652
15	61,843	946	662
16	62,789	961	672
17	63,750	975	683
18	64,725	990	693
19	65,716	1,005	704
20	66,721	1,021	715
	TOTAL	$17,742	$12,419

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.
Bread Savings, a division of Bread Financial	4.45%	$1,500	Learn More
Last change: ↑0.10% on July 13.

Compare Savings vs. CDs Comparison of Deposit Account from Northern State Bank of Virginia with 0.50% - August 2025

Long-Term Analysis of Northern State Bank of Virginia with 0.50% APY and First National Bank of Bosque County with 1.53% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Northern State Bank of Virginia with 0.50% - August 2025