This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.77% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 885 | 620 |
| 2 | 50,885 | 901 | 630 |
| 3 | 51,786 | 917 | 642 |
| 4 | 52,702 | 933 | 653 |
| 5 | 53,635 | 949 | 665 |
| 6 | 54,584 | 966 | 676 |
| 7 | 55,551 | 983 | 688 |
| 8 | 56,534 | 1,001 | 700 |
| 9 | 57,534 | 1,018 | 713 |
| 10 | 58,553 | 1,036 | 725 |
| 11 | 59,589 | 1,055 | 738 |
| 12 | 60,644 | 1,073 | 751 |
| 13 | 61,717 | 1,092 | 765 |
| 14 | 62,810 | 1,112 | 778 |
| 15 | 63,921 | 1,131 | 792 |
| 16 | 65,053 | 1,151 | 806 |
| 17 | 66,204 | 1,172 | 820 |
| 18 | 67,376 | 1,193 | 835 |
| 19 | 68,569 | 1,214 | 850 |
| 20 | 69,782 | 1,235 | 865 |
| TOTAL | $21,018 | $14,712 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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