This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.30% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 649 | 454 |
| 2 | 50,649 | 657 | 460 |
| 3 | 51,305 | 665 | 466 |
| 4 | 51,971 | 674 | 472 |
| 5 | 52,645 | 683 | 478 |
| 6 | 53,328 | 692 | 484 |
| 7 | 54,019 | 701 | 490 |
| 8 | 54,720 | 710 | 497 |
| 9 | 55,430 | 719 | 503 |
| 10 | 56,149 | 728 | 510 |
| 11 | 56,877 | 738 | 516 |
| 12 | 57,615 | 747 | 523 |
| 13 | 58,362 | 757 | 530 |
| 14 | 59,119 | 767 | 537 |
| 15 | 59,886 | 777 | 544 |
| 16 | 60,662 | 787 | 551 |
| 17 | 61,449 | 797 | 558 |
| 18 | 62,246 | 807 | 565 |
| 19 | 63,053 | 818 | 572 |
| 20 | 63,871 | 828 | 580 |
| TOTAL | $14,700 | $10,290 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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