Compare Savings vs. CDs
Comparison of Deposit Account from POLICE & FIRE with 2.80%
- October 2026
Long-Term Analysis of MEIJER with 0.05% APY and UNIVERSITY with 0.12% APY and Opus Bank with 0.50% APY and POLICE & FIRE with 2.80% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.05%-$50,00018 MonthCredit Union0.09x (National Avg. - 0.58%)$500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL MONEY MARKET0.12%-$50,000N.A.Credit Union0.21x (National Avg. - 0.58%)$50,000SCENARIO
Year Rate
0.12%Annual
InterestAnnual Interest
(After Tax)1 50,000 60 42 2 50,060 60 42 3 50,120 60 42 4 50,180 60 42 5 50,240 60 42 6 50,301 60 42 7 50,361 60 42 8 50,422 61 42 9 50,482 61 42 10 50,543 61 42 11 50,603 61 43 12 50,664 61 43 13 50,725 61 43 14 50,786 61 43 15 50,847 61 43 16 50,908 61 43 17 50,969 61 43 18 51,030 61 43 19 51,091 61 43 20 51,152 61 43 TOTAL $1,214 $850 - 3LOCAL CD0.50%-$50,00036 MonthBank0.66x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 4LOCAL CD2.80%-$50,00015 MonthCredit UnionN.A.$1,000SCENARIO
Year Rate
2.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,400 980 2 51,400 1,439 1,007 3 52,839 1,479 1,036 4 54,319 1,521 1,065 5 55,840 1,564 1,094 6 57,403 1,607 1,125 7 59,010 1,652 1,157 8 60,663 1,699 1,189 9 62,361 1,746 1,222 10 64,107 1,795 1,257 11 65,902 1,845 1,292 12 67,748 1,897 1,328 13 69,645 1,950 1,365 14 71,595 2,005 1,403 15 73,599 2,061 1,443 16 75,660 2,118 1,483 17 77,779 2,178 1,524 18 79,956 2,239 1,567 19 82,195 2,301 1,611 20 84,497 2,366 1,656 TOTAL $36,862 $25,804
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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