Police & Fire Federal Credit Union
901 Arch St
Philadelphia, PA 19107
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Phone 1-215-931-0300
2022 Overview
General Credit Union Information
Police & Fire is an NCUA insured institution located in Philadelphia, PA. It was founded in 1938 and has approximately $7525.88 millions in assets.
Who can join PFFCU?
Any active or retired Philadelphia police officer or firefighter is eligible to become a member of the credit union. In addition, you can become a member of PFFCU if someone in your family belongs to PFFCU. Eligible family members include: parents, grandparents, sisters, brothers and children of a member.
You can also become a member of PFFCU if you work for one of the businesses offering PFFCU membership as a benefit. There are also a number of associations and organizations that offer membership in PFFCU to their members.
If your employer or organization is not currently listed, please contact one of our Business Development Managers about membership. For information about why your group or organization should offer membership in PFFCU as a FREE benefit, please see the “PFFCU Membership For Your Organization” section below.
http://www.pffcu.org/about-pffcu/membership-eligibility.asp
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2551 |
| Date Established | 1938 |
| Assets | $7,525.88 million |
| Loans | $5,838.61 million |
| Deposits | $6,238.80 million |
| Capital | $1,228.38 million |
Field of Membership Restrictions
Deposit Rates - June 28, 2022
Your Current Location: California, CA 92111
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.51% | $2,500 | $2,999 |
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|
|
Money Market
|
0.51% | $10,000 | $14,999 |
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|
|
Money Market
|
0.51% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.51% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $1 | $99 | Learn More |
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Loan Rates - June 28, 2022
Your Current Location: California, CA 92111
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.00% | 5.00% | Varies | |
Compare with RATE Line of Credit from New American Funding
See All Home Equity Rates |
||||
| 10 Year Loan
See Table |
4.24% | 4.24% | $511.95 | |
| 15 Year Loan
See Table |
4.49% | 4.49% | $382.24 | |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 2.99% | 2.99% | $726.92 | |
| 4 Year | 2.99% | 2.99% | $553.25 | |
| 5 Year | 2.99% | 2.99% | $449.11 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.83% | 6.75% | $2,212.27 | |
| 20 Year Fixed Conforming See Amortization Table |
7.09% | 7.00% | $1,938.25 | |
| 30 Year Fixed Conforming See Amortization Table |
7.19% | 7.13% | $1,685.14 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
6.83% | 6.75% | $2,212.27 | |
| 20 Year Fixed Conforming See Amortization Table |
7.09% | 7.00% | $1,938.25 | |
| 30 Year Fixed Conforming See Amortization Table |
7.19% | 7.13% | $1,685.14 | |
Compare with 5.366% APR and 5.250% 30-Year Fixed RATE from SunnyHill Financial, Inc
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Police & Fire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
San Diego,California
Climate Initiatives
POLICE & FIRE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Police & Fire Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Police & Fire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Police & Fire | U.S. Average |
|---|---|
| 0.58% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Police & Fire had $6,910,772 in non-current loans and $332,356 in owned assets. To cover these potential losses it had $1,228,379,768 in net worth and $19,242,822 in loans loss reserves. That gives it a Texas Ratio of 0.58%.
Net Worth
| Police & Fire | U.S. Average |
|---|---|
| 16.32% | 12.36% |
Police & Fire FCU has a net worth of 16.32% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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