POLICE & FIRE

901 ARCH ST
Philadelphia, PA 19107

Phone: 1-215-931-0300

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2551
Date Established 1938
Assets $5,451.30 million
Loans $2,993.24 million
Deposits $4,406.19 million
Capital $969.30 million

Police & Fire is an NCUA insured institution located in Philadelphia, PA. It was founded in 1938 and has approximately $5451.3 millions in assets.

Who can join PFFCU?

Any active or retired Philadelphia police officer or firefighter is eligible to become a member of the credit union. In addition, you can become a member of PFFCU if someone in your family belongs to PFFCU. Eligible family members include: parents, grandparents, sisters, brothers and children of a member.

You can also become a member of PFFCU if you work for one of the businesses offering PFFCU membership as a benefit. There are also a number of associations and organizations that offer membership in PFFCU to their members.

If your employer or organization is not currently listed, please contact one of our Business Development Managers about membership. For information about why your group or organization should offer membership in PFFCU as a FREE benefit, please see the “PFFCU Membership For Your Organization” section below.

http://www.pffcu.org/about-pffcu/membership-eligibility.asp

Field of Membership Restrictions

Membership in Police and Fire Federal Credit Union is open to all residents of Delaware, New Jersey or Pennsylvania through membership in the American Consumer Council. Membership is also open to active or retired Philadelphia Police officers or fire fighters and to employees of Department of Treasury – US Secret Service and over 400 Select Employer Groups.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.60% $2,500 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.80% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.65% $1,000 - Learn MoreShow Less
6 Mo CD
1.70% $1,000 - Learn MoreShow Less
12 Mo CD
1.80% $1,000 - Learn MoreShow Less
18 Mo CD
1.90% $1,000 - Learn MoreShow Less
24 Mo CD
2.00% $1,000 - Learn MoreShow Less
30 Mo CD
2.00% $1,000 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 - Learn MoreShow Less
48 Mo CD
2.00% $1,000 - Learn MoreShow Less
60 Mo CD
2.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.60% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
1.00% $1 $5,000 Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.25% 3.25% $729.79
4 Year 3.25% 3.25% $556.12
5 Year 3.50% 3.50% $454.79
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Police & Fire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Police & Fire Locations


Financial Details

Police & Fire Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Police & Fire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Police & Fire U.S. Average
1.31% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Police & Fire had $12,269,262 in non-current loans and $597,277 in owned assets. To cover these potential losses it had $969,304,481 in net worth and $14,470,388 in loans loss reserves. That gives it a Texas Ratio of 1.31%.

Net Worth
Police & Fire U.S. Average
17.78% 13.47%

Police & Fire FCU has a net worth of 17.78% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Police & Fire

Branches and Savings

What is Police & Fire?

A federal credit union, registered with the NCUA under certificate #2551.
Learn more about credit unions here.

Is Police & Fire FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Police & Fire?

Please see Field of Membership information above for information on who is eligible to join.

What are Police & Fire's share account and share certificate rates?

Police & Fire's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Police & Fire?

Police & Fire has total capital of $969.30 million. Full information on Police & Fire's financial position is located above.

Who owns Police & Fire?

Credit Unions are owned by their members.

Where are Police & Fire branches located?

See branch locations nearby.

Are Police & Fire ATMs Open 24/7?

Do Police & Fire ATMs accept cash deposits?

Can Police & Fire customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Police & Fire have a mobile app?

Does Police & Fire have mobile deposit?

Does Police & Fire have quick pay?

How can Police & Fire transfer money to other banks or credit unions?

Does Police & Fire report to credit bureaus?

Does Police & Fire use Chexsystems?

Does Police & Fire use Equifax?

What is Police & Fire's toll free phone number?

What is Police & Fire's ACH Routing Number?

What is Police & Fire's SWIFT code?

Where can I find Police & Fire's wire transfer form?

What is the Police & Fire address for deposits?

What Products Does Police & Fire Offer

Does Police & Fire offer mortgages?

Compare mortgage rates here.

Does Police & Fire offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Police & Fire offer auto and RV loans?

Compare auto loan rates here.

Does Police & Fire offer student loans or personal loans?

Compare personal loan rates here.

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