POLICE & FIRE
901 ARCH ST
Philadelphia, PA 19107
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Phone 1-215-931-0300
2020 Overview
General Credit Union Information
Police & Fire is an NCUA insured institution located in Philadelphia, PA. It was founded in 1938 and has approximately $5866.77 millions in assets.
Who can join PFFCU?
Any active or retired Philadelphia police officer or firefighter is eligible to become a member of the credit union. In addition, you can become a member of PFFCU if someone in your family belongs to PFFCU. Eligible family members include: parents, grandparents, sisters, brothers and children of a member.
You can also become a member of PFFCU if you work for one of the businesses offering PFFCU membership as a benefit. There are also a number of associations and organizations that offer membership in PFFCU to their members.
If your employer or organization is not currently listed, please contact one of our Business Development Managers about membership. For information about why your group or organization should offer membership in PFFCU as a FREE benefit, please see the “PFFCU Membership For Your Organization” section below.
http://www.pffcu.org/about-pffcu/membership-eligibility.asp
| NCUA Insured | Yes |
| Charter Number # | # 2551 |
| Date Established | 1938 |
| Assets | $5,866.77 million |
| Loans | $3,781.87 million |
| Deposits | $4,750.50 million |
| Capital | $1,045.06 million |
Field of Membership Restrictions
Deposit Rates - October 27, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.51% | $2,500 | $2,999 |
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|
|
Money Market
|
0.51% | $10,000 | $14,999 |
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|
|
Money Market
|
0.51% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.51% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $1 | $99 | Learn More |
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Loan Rates - October 27, 2020
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.00% | 5.00% | Varies | |
Compare with 2.24 RATE Line of Credit from Third Federal Savings and Loans
See All Home Equity Rates |
||||
| 10 Year Loan
See Table |
4.24% | 4.24% | $511.95 | |
| 15 Year Loan
See Table |
4.49% | 4.49% | $382.24 | |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 2.99% | 2.99% | $726.92 | |
| 4 Year | 2.99% | 2.99% | $553.25 | |
| 5 Year | 2.99% | 2.99% | $449.11 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
3.33% | 3.25% | $1,756.67 | |
| 20 Year Fixed Conforming See Amortization Table |
3.59% | 3.50% | $1,449.90 | |
| 30 Year Fixed Conforming See Amortization Table |
3.69% | 3.63% | $1,140.83 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
3.33% | 3.25% | $1,756.67 | |
| 20 Year Fixed Conforming See Amortization Table |
3.59% | 3.50% | $1,449.90 | |
| 30 Year Fixed Conforming See Amortization Table |
3.69% | 3.63% | $1,140.83 | |
Compare with 3.746% APR and 3.625% 30-Year Fixed RATE from Rocket Mortgage
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Police & Fire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Police & Fire Locations
Financial Details
Police & Fire Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Police & Fire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Police & Fire | U.S. Average |
|---|---|
| 1.44% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Police & Fire had $14,600,992 in non-current loans and $648,946 in owned assets. To cover these potential losses it had $1,045,055,965 in net worth and $16,837,182 in loans loss reserves. That gives it a Texas Ratio of 1.44%.
Net Worth
| Police & Fire | U.S. Average |
|---|---|
| 17.81% | 13.61% |
Police & Fire FCU has a net worth of 17.81% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Police & Fire
Branches and Savings
What is Police & Fire?
A federal credit union, registered with the NCUA under certificate #2551.
Learn more about credit unions here.
Is Police & Fire FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Police & Fire?
Please see Field of Membership information above for information on who is eligible to join.
How big is Police & Fire?
Police & Fire has total capital of $1,045.06 million. Full information on Police & Fire's financial position is located above.
Who owns Police & Fire?
Credit Unions are owned by their members.
Where are Police & Fire branches located?
See branch locations nearby.
Are Police & Fire ATMs Open 24/7?
Do Police & Fire ATMs accept cash deposits?
Can Police & Fire customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Police & Fire have a mobile app?
Does Police & Fire have mobile deposit?
Does Police & Fire have quick pay?
How can Police & Fire transfer money to other banks or credit unions?
Does Police & Fire report to credit bureaus?
Does Police & Fire use Chexsystems?
Does Police & Fire use Equifax?
What is Police & Fire's toll free phone number?
What is Police & Fire's ACH Routing Number?
What is Police & Fire's SWIFT code?
Where can I find Police & Fire's wire transfer form?
What is the Police & Fire address for deposits?
What Products Does Police & Fire Offer
Does Police & Fire offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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