UNIVERSITY

Headquarters

PO BOX 9350
Austin, TX 78766
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.60% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD 1.05% 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

University is an NCUA insured institution located in Austin, TX. It was founded in 1936 and has approximately $2820.21 millions in assets.

Who can join?

If you meet one of the following criteria, you may join.

You are employed by a company in our field of membership

You are the immediate family member of a UFCU member

You are enrolled in a school that is in our field of membership

You belong to an association that is in our field of membership

List for the above: https://www.ufcu.org/about/membership/who.php

If you're unable to qualify for membership based on the above list, you can join the University of Texas Longhorn Foundation

NCUA Insured Yes
Charter Number # # 1367
Date Established 1936
Assets $2,820.21 million
Loans $2,257.82 million
Deposits $2,519.98 million
Capital $246.98 million
 

Field of Membership Restrictions

Membership in University Federal Credit Union is open to anyone through joining the University of Texas Longhorn Foundation (one-time $20 donation). Membership is also open to the following: (1) faculty, staff and students of the University of Texas-Austin and University of Texas Medical Branch; (2) employees of eBay, Inc., Intel Corp. and over 200 Select Employer Groups; (3) members of Austin Technology Council, Texas Oil and Gas Association and other area organizations.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
Premium Money Market Account
0.25% $10,000 $14,999 Learn More
Premium Money Market Account
0.25% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNIVERSITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to UNIVERSITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


University Locations


Financial Details

University Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University U.S. Average
6.85% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, University had $17,419,905 in non-current loans and $468,928 in owned assets. To cover these potential losses it had $246,975,734 in net worth and $14,007,760 in loans loss reserves. That gives it a Texas Ratio of 6.85%.

Net Worth
University U.S. Average
9.21% 13.61%

University FCU has a net worth of 9.21% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About University

Branches and Savings

What is University?

A federal credit union, registered with the NCUA under certificate #1367.
Learn more about credit unions here.

Is University FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join University?

Please see Field of Membership information above for information on who is eligible to join.

What are University's share account and share certificate rates?

University's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is University?

University has total capital of $246.98 million. Full information on University's financial position is located above.

Who owns University?

Credit Unions are owned by their members.

Where are University branches located?

See branch locations nearby.

Are University ATMs Open 24/7?

Do University ATMs accept cash deposits?

Can University customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does University have a mobile app?

Does University have mobile deposit?

Does University have quick pay?

How can University transfer money to other banks or credit unions?

Does University report to credit bureaus?

Does University use Chexsystems?

Does University use Equifax?

What is University's toll free phone number?

What is University's ACH Routing Number?

What is University's SWIFT code?

Where can I find University's wire transfer form?

What is the University address for deposits?

What Products Does University Offer

Does University offer mortgages?

Compare mortgage rates here.

Does University offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does University offer auto and RV loans?

Compare auto loan rates here.

Does University offer student loans or personal loans?

Compare personal loan rates here.

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