University Federal Credit Union
Headquarters
Po Box 9350
Austin, TX 78766
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2024 Overview
General Credit Union Information
University is an NCUA insured institution located in Austin, TX. It was founded in 1936 and has approximately $4042.45 millions in assets.
Who can join?
If you meet one of the following criteria, you may join.
You are employed by a company in our field of membership
You are the immediate family member of a UFCU member
You are enrolled in a school that is in our field of membership
You belong to an association that is in our field of membership
List for the above: https://www.ufcu.org/about/membership/who.php
If you're unable to qualify for membership based on the above list, you can join the University of Texas Longhorn Foundation
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1367 |
| Date Established | 1936 |
| Assets | $4,042.45 million |
| Loans | $3,133.38 million |
| Deposits | $3,365.99 million |
| Capital | $353.98 million |
Field of Membership Restrictions
Membership in University Federal Credit Union is open to anyone through joining the University of Texas Longhorn Foundation (one-time $20 donation). Membership is also open to the following: (1) faculty, staff and students of the University of Texas-Austin and University of Texas Medical Branch; (2) employees of eBay, Inc., Intel Corp. and over 200 Select Employer Groups; (3) members of Austin Technology Council, Texas Oil and Gas Association and other area organizations.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Teen & Kidz
|
0.25% | $5 | - |
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|
| SAV
|
0.01% | $100 | - |
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|
|
Money Market
|
0.06% | $0 | $10,000 |
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|
|
Money Market
|
0.01% | $10,000 | $50,000 |
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|
|
Money Market
|
0.12% | $50,000 | $100,000 |
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|
|
Money Market
|
0.31% | $100,000 | $500,000 |
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|
|
Money Market
|
0.86% | $500,000 | $1,000,000 |
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|
|
Money Market
|
2.18% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
4.00% | $1,000 | - |
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|
| 6 Mo CD
|
4.00% | $1,000 | - |
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|
| 12 Mo CD
|
4.50% | $1,000 | - |
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|
| 24 Mo CD
|
4.50% | $1,000 | - |
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|
| 36 Mo CD
|
4.35% | $1,000 | - |
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|
| 48 Mo CD
|
4.35% | $1,000 | - |
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|
| 60 Mo CD
|
3.50% | $1,000 | - |
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|
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for University
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to University
To upload and update your bank's rates please register.
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Branches
Below are University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
University Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| University | U.S. Average |
|---|---|
| 7.30% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, University had $26,173,535 in non-current loans and $847,332 in owned assets. To cover these potential losses it had $353,978,608 in net worth and $16,405,479 in loans loss reserves. That gives it a Texas Ratio of 7.30%.
Net Worth
| University | U.S. Average |
|---|---|
| 8.9% | 13.62% |
University FCU has a net worth of 8.9% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for University
SK.ATX
January 1, 2022 |
Great Customer Service. Good Interest Rates and a Great Local Bank. - SK
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