University Federal Credit Union

Headquarters

Po Box 9350
Austin, TX 78766
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 5.55% →
1-Year CD 4.50% 5.41% →
2-Year CD 4.50% 5.25% →
5-Year CD 3.50% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

University is an NCUA insured institution located in Austin, TX. It was founded in 1936 and has approximately $4042.45 millions in assets.

Who can join?

If you meet one of the following criteria, you may join.

You are employed by a company in our field of membership

You are the immediate family member of a UFCU member

You are enrolled in a school that is in our field of membership

You belong to an association that is in our field of membership

List for the above: https://www.ufcu.org/about/membership/who.php

If you're unable to qualify for membership based on the above list, you can join the University of Texas Longhorn Foundation

NCUA Insured Yes / Federally Chartered
Charter Number # # 1367
Date Established 1936
Assets $4,042.45 million
Loans $3,133.38 million
Deposits $3,365.99 million
Capital $353.98 million
 

Field of Membership Restrictions

Membership in University Federal Credit Union is open to anyone through joining the University of Texas Longhorn Foundation (one-time $20 donation). Membership is also open to the following: (1) faculty, staff and students of the University of Texas-Austin and University of Texas Medical Branch; (2) employees of eBay, Inc., Intel Corp. and over 200 Select Employer Groups; (3) members of Austin Technology Council, Texas Oil and Gas Association and other area organizations.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Teen & Kidz
0.25% $5 - Learn More
SAV
0.01% $100 - Learn More
Money Market
0.06% $0 $10,000 Learn More
Money Market
0.01% $10,000 $50,000 Learn More
Money Market
0.12% $50,000 $100,000 Learn More
Money Market
0.31% $100,000 $500,000 Learn More
Money Market
0.86% $500,000 $1,000,000 Learn More
Money Market
2.18% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
4.00% $1,000 - Learn More
6 Mo CD
4.00% $1,000 - Learn More
12 Mo CD
4.50% $1,000 - Learn More
24 Mo CD
4.50% $1,000 - Learn More
36 Mo CD
4.35% $1,000 - Learn More
48 Mo CD
4.35% $1,000 - Learn More
60 Mo CD
3.50% $1,000 - Learn More

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for University

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,655 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to University
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


University Locations



Climate Policy and Initiatives

UNIVERSITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

University Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
University U.S. Average
7.30% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, University had $26,173,535 in non-current loans and $847,332 in owned assets. To cover these potential losses it had $353,978,608 in net worth and $16,405,479 in loans loss reserves. That gives it a Texas Ratio of 7.30%.

Net Worth
University U.S. Average
8.9% 13.62%

University FCU has a net worth of 8.9% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for University


  • January 1, 2022 |

    Great Customer Service. Good Interest Rates and a Great Local Bank. - SK


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