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Comparison of Deposit Account from POSTEL FAMILY with 0.90% - October 2026


Long-Term Analysis of EAST IDAHO with 0.20% APY and POSTEL FAMILY with 0.90% APY and HOUSTON TEXAS FIRE FIGHTERS with 1.21% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    EAST IDAHO
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $0
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 2
    LOCAL CD
    POSTEL FAMILY
    0.90%
    -
    $50,000
    36 Month
    Credit Union
    1.19x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 452 316
    2 50,452 456 319
    3 50,908 460 322
    4 51,368 464 325
    5 51,833 469 328
    6 52,301 473 331
    7 52,774 477 334
    8 53,251 481 337
    9 53,733 486 340
    10 54,218 490 343
    11 54,708 495 346
    12 55,203 499 349
    13 55,702 504 352
    14 56,206 508 356
    15 56,714 513 359
    16 57,226 517 362
    17 57,744 522 365
    18 58,266 527 369
    19 58,792 531 372
    20 59,324 536 375
    TOTAL $9,860 $6,902
  • 3
    LOCAL CD
    HOUSTON TEXAS FIRE FIGHTERS
    1.21%
    -
    $50,000
    36 Month
    Credit Union
    1.59x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    1.21%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 605 424
    2 50,605 612 429
    3 51,217 620 434
    4 51,837 627 439
    5 52,464 635 444
    6 53,099 642 450
    7 53,742 650 455
    8 54,392 658 461
    9 55,050 666 466
    10 55,716 674 472
    11 56,390 682 478
    12 57,073 691 483
    13 57,763 699 489
    14 58,462 707 495
    15 59,170 716 501
    16 59,885 725 507
    17 60,610 733 513
    18 61,343 742 520
    19 62,086 751 526
    20 62,837 760 532
    TOTAL $13,597 $9,518

    All calculations are for demonstration purposes only.

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