EAST IDAHO

Headquarters

PO Box 1865
Idaho Falls, ID 83403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.62% →
1-Year CD 0.75% 1.55% →
2-Year CD 0.85% 1.45% →
5-Year CD 1.10% 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

East Idaho is an NCUA insured institution located in Idaho Falls, ID. It was founded in 1935 and has approximately $302.61 millions in assets.

Who can join?

Membership is open to all employees of the above groups who reside in, work in, are headquartered in or are paid from the Idaho counties of Bonneville, Butte, Custer, Lemhi, Clark, Fremont, Madison, Teton, and Jefferson and within a 25 mile radius of the City of Shelley. Family members of eligible members of East Idaho Credit Union and persons retired as pensioners or annuitants from the above occupational categories are also eligible.

Membership is based on employment or a family member's qualification. Family members must be a blood relative, which includes a parent, grandparent, sibling, aunt/uncle, niece/nephew, cousin or child.

NCUA Insured Yes
Charter Number # # 68376
Date Established 1935
Assets $302.61 million
Loans $223.22 million
Deposits $266.98 million
Capital $32.53 million
 

Field of Membership Restrictions

East Idaho Credit Union of Idaho is open to the current and retired employees, employers, and students within any of the industrial groups listed on the credit union website, residents, people maintaining employment in or paid from businesses in as well as the businesses located in the following counties: Bannock, Birmingham, Bonneville, Butte, Custer, Lemhi, Clark, Fremont, Madison, Teton, and Jefferson along with the family members of eligible members.

Deposit Rates - May 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $5 - Learn More
Money Market
0.10% $2,500 $19,999 Learn More
Money Market
0.15% $20,000 $74,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn More
12 Mo CD
0.75% $500 - Learn More
24 Mo CD
0.85% $500 - Learn More
36 Mo CD
0.95% $500 - Learn More
48 Mo CD
1.05% $500 - Learn More
60 Mo CD
1.10% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.75% $500 - Learn MoreShow Less

Loan Rates - May 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EAST IDAHO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
First Internet Bank
NMLS ID: 424182
3.199% 3.125% 1.00 $2,362 $1,071 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to EAST IDAHO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are East Idaho branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


East Idaho Locations


Financial Details

East Idaho Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East Idaho. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East Idaho U.S. Average
5.12% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, East Idaho had $1,658,364 in non-current loans and $82,770 in owned assets. To cover these potential losses it had $32,530,929 in net worth and $1,487,369 in loans loss reserves. That gives it a Texas Ratio of 5.12%.

Net Worth
East Idaho U.S. Average
10.75% 13.86%

East Idaho FCU has a net worth of 10.75% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About East Idaho

Branches and Savings

What is East Idaho?

A federal credit union, registered with the NCUA under certificate #68376.
Learn more about credit unions here.

Is East Idaho FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join East Idaho?

Please see Field of Membership information above for information on who is eligible to join.

What are East Idaho's share account and share certificate rates?

East Idaho's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is East Idaho?

East Idaho has total capital of $32.53 million. Full information on East Idaho's financial position is located above.

Who owns East Idaho?

Credit Unions are owned by their members.

Where are East Idaho branches located?

See branch locations nearby.

Are East Idaho ATMs Open 24/7?

Do East Idaho ATMs accept cash deposits?

Can East Idaho customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does East Idaho have a mobile app?

Does East Idaho have mobile deposit?

Does East Idaho have quick pay?

How can East Idaho transfer money to other banks or credit unions?

Does East Idaho report to credit bureaus?

Does East Idaho use Chexsystems?

Does East Idaho use Equifax?

What is East Idaho's toll free phone number?

What is East Idaho's ACH Routing Number?

What is East Idaho's SWIFT code?

Where can I find East Idaho's wire transfer form?

What is the East Idaho address for deposits?

What Products Does East Idaho Offer

Does East Idaho offer mortgages?

Compare mortgage rates here.

Does East Idaho offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does East Idaho offer auto and RV loans?

Compare auto loan rates here.

Does East Idaho offer student loans or personal loans?

Compare personal loan rates here.

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