East Idaho Credit Union


Po Box 1865
Idaho Falls, ID 83403
See all branch locations →

ACH 324173082

Phone 8007279961


Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.50% 2.02% →
2-Year CD 0.70% 2.87% →
5-Year CD 1.05% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

East Idaho is an NCUA insured institution located in Idaho Falls, ID. It was founded in 1935 and has approximately $526.72 millions in assets.

Who can join?

Membership is open to all employees of the above groups who reside in, work in, are headquartered in or are paid from the Idaho counties of Bonneville, Butte, Custer, Lemhi, Clark, Fremont, Madison, Teton, and Jefferson and within a 25 mile radius of the City of Shelley. Family members of eligible members of East Idaho Credit Union and persons retired as pensioners or annuitants from the above occupational categories are also eligible.

Membership is based on employment or a family member's qualification. Family members must be a blood relative, which includes a parent, grandparent, sibling, aunt/uncle, niece/nephew, cousin or child.

NCUA Insured Yes / State-Chartered
Charter Number # # 68376
Date Established 1935
Assets $526.72 million
Loans $387.08 million
Deposits $463.86 million
Capital $42.39 million

Field of Membership Restrictions

East Idaho Credit Union of Idaho is open to the current and retired employees, employers, and students within any of the industrial groups listed on the credit union website, residents, people maintaining employment in or paid from businesses in as well as the businesses located in the following counties: Bannock, Birmingham, Bonneville, Butte, Custer, Lemhi, Clark, Fremont, Madison, Teton, and Jefferson along with the family members of eligible members.

Deposit Rates - July 4, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $0 - Learn More
Money Market
0.05% $0 $2,499 Learn More
Money Market
0.10% $2,500 $19,999 Learn More
Money Market
0.15% $20,000 $74,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $500 - Learn More
12 Mo CD
0.50% $500 - Learn More
13 Months Mo CD
2.00% $500 - Learn More
24 Mo CD
0.70% $500 - Learn More
26 Months Mo CD
2.23% $500 - Learn More
33 Months Mo CD
2.33% $500 - Learn More
36 Mo CD
0.80% $500 - Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
45 Months Mo CD
2.45% $500 - Learn More
48 Mo CD
0.95% $500 - Learn More
60 Mo CD
1.05% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 $499 Learn MoreShow Less

Loan Rates - July 4, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EAST IDAHO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
5.963% 5.875% 0.88 $2,390 $1,479 Learn More
Rocket Mortgage
NMLS ID: 3030
5.750% 5.625% 0.88 $3,438 $1,440 Learn More
Morty, Inc.
NMLS ID: 1429243
4.817% 4.750% 0.75 $1,940 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.887% 5.750% 1.00 $3,750 $1,459 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.



Below are East Idaho branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

East Idaho Locations

Climate Initiatives

EAST IDAHO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

East Idaho Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East Idaho. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East Idaho U.S. Average
5.84% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, East Idaho had $2,571,322 in non-current loans and $462 in owned assets. To cover these potential losses it had $42,387,103 in net worth and $1,614,527 in loans loss reserves. That gives it a Texas Ratio of 5.84%.

Net Worth
East Idaho U.S. Average
8.86% 12.36%

East Idaho FCU has a net worth of 8.86% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of EAST IDAHO and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.