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Comparison of Deposit Account from RED CANOE with 0.75% - July 2025


Long-Term Analysis of CREDIT UNION OF COLORADO, A with 4.10% APY and Aquesta Bank with 0.49% APY and RED CANOE with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    CREDIT UNION OF COLORADO, A
    4.10%
    -
    $50,000
    36 Month
    Credit Union
    5.44x (National Avg. - 0.75%)
    $25,000
     
    SCENARIO
    Year Rate
    4.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,050 1,435
    2 52,050 2,134 1,494
    3 54,184 2,222 1,555
    4 56,406 2,313 1,619
    5 58,718 2,407 1,685
    6 61,126 2,506 1,754
    7 63,632 2,609 1,826
    8 66,241 2,716 1,901
    9 68,957 2,827 1,979
    10 71,784 2,943 2,060
    11 74,727 3,064 2,145
    12 77,791 3,189 2,233
    13 80,980 3,320 2,324
    14 84,300 3,456 2,419
    15 87,757 3,598 2,519
    16 91,355 3,746 2,622
    17 95,100 3,899 2,729
    18 98,999 4,059 2,841
    19 103,058 4,225 2,958
    20 107,284 4,399 3,079
    TOTAL $61,682 $43,178
  • 2
    N.A.
    Aquesta Bank
    0.49%
    -
    $50,000
    N.A.
    Bank
    0.65x (National Avg. - 0.75%)
    $25,000
     
    SCENARIO
    Year Rate
    0.49%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 244 170
    2 50,244 245 171
    3 50,488 246 172
    4 50,734 247 173
    5 50,981 248 174
    6 51,229 249 175
    7 51,479 251 175
    8 51,730 252 176
    9 51,982 253 177
    10 52,235 254 178
    11 52,489 256 179
    12 52,745 257 180
    13 53,002 258 181
    14 53,260 259 182
    15 53,519 261 182
    16 53,780 262 183
    17 54,042 263 184
    18 54,305 264 185
    19 54,569 266 186
    20 54,835 267 187
    TOTAL $5,102 $3,571
  • 3
    LOCAL CD
    RED CANOE
    0.75%
    -
    $50,000
    18 Month
    Credit Union
    1.29x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641

    All calculations are for demonstration purposes only.

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