AMERICAN FIRST

6 POINTE DR STE 400
Brea, CA 92821

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68485
Date Established 1989
Assets $764.48 million
Loans $539.93 million
Deposits $562.93 million
Capital $76.69 million

American First is an NCUA insured institution located in Brea, CA. It was founded in 1989 and has approximately $764.48 millions in assets.

Field of Membership Restrictions

American First CU is open to anyone and their families who reside, hold employment, attends church or is a registered student in Orange County or any of the site listed surrounding cities, La Habra Children's Museum members, and employees of certain SEG's.

Deposit Rates - August 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.75% $1,000 - Learn MoreShow Less
Special: 7 Mo FIRA
2.00% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.10% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $1,000 - Learn MoreShow Less
6 Mo CD
1.35% $1,000 - Learn MoreShow Less
Special: 7 Mo CD
2.00% $1,000 - Learn MoreShow Less
12 Mo CD
1.75% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.10% $1,000 - Learn MoreShow Less
24 Mo CD
2.05% $1,000 - Learn MoreShow Less
36 Mo CD
2.10% $1,000 - Learn MoreShow Less
48 Mo CD
2.20% $1,000 - Learn MoreShow Less
60 Mo CD
2.30% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $50 - Learn MoreShow Less

Loan Rates - August 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for AMERICAN FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.527% 3.500% 0.38 $852 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More
First Internet Bank
NMLS ID: 424182
3.656% 3.625% 0.38 $962 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to AMERICAN FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are American First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


American First Locations


Financial Details

American First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
American First U.S. Average
4.92% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, American First had $3,014,354 in non-current loans and $931,145 in owned assets. To cover these potential losses it had $76,692,012 in net worth and $3,542,195 in loans loss reserves. That gives it a Texas Ratio of 4.92%.

Net Worth
American First U.S. Average
10.03% 13.47%

American First FCU has a net worth of 10.03% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About American First

Branches and Savings

What is American First?

A federal credit union, registered with the NCUA under certificate #68485.
Learn more about credit unions here.

Is American First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join American First?

Please see Field of Membership information above for information on who is eligible to join.

What are American First's share account and share certificate rates?

American First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is American First?

American First has total capital of $76.69 million. Full information on American First's financial position is located above.

Who owns American First?

Credit Unions are owned by their members.

Where are American First branches located?

See branch locations nearby.

Are American First ATMs Open 24/7?

Do American First ATMs accept cash deposits?

Can American First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does American First have a mobile app?

Does American First have mobile deposit?

Does American First have quick pay?

How can American First transfer money to other banks or credit unions?

Does American First report to credit bureaus?

Does American First use Chexsystems?

Does American First use Equifax?

What is American First's toll free phone number?

What is American First's ACH Routing Number?

What is American First's SWIFT code?

Where can I find American First's wire transfer form?

What is the American First address for deposits?

What Products Does American First Offer

Does American First offer mortgages?

Compare mortgage rates here.

Does American First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American First offer auto and RV loans?

Compare auto loan rates here.

Does American First offer student loans or personal loans?

Compare personal loan rates here.

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