This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.83% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,915 | 1,341 |
| 2 | 51,915 | 1,988 | 1,392 |
| 3 | 53,903 | 2,064 | 1,445 |
| 4 | 55,968 | 2,144 | 1,500 |
| 5 | 58,111 | 2,226 | 1,558 |
| 6 | 60,337 | 2,311 | 1,618 |
| 7 | 62,648 | 2,399 | 1,680 |
| 8 | 65,047 | 2,491 | 1,744 |
| 9 | 67,539 | 2,587 | 1,811 |
| 10 | 70,125 | 2,686 | 1,880 |
| 11 | 72,811 | 2,789 | 1,952 |
| 12 | 75,600 | 2,895 | 2,027 |
| 13 | 78,495 | 3,006 | 2,104 |
| 14 | 81,502 | 3,122 | 2,185 |
| 15 | 84,623 | 3,241 | 2,269 |
| 16 | 87,864 | 3,365 | 2,356 |
| 17 | 91,230 | 3,494 | 2,446 |
| 18 | 94,724 | 3,628 | 2,540 |
| 19 | 98,352 | 3,767 | 2,637 |
| 20 | 102,118 | 3,911 | 2,738 |
| TOTAL | $56,030 | $39,221 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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