PO BOX 9420
South Portland, ME 04116
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.25% 1.05% →
2-Year CD 0.40% 1.11% →
5-Year CD 0.75% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Town & Country is an NCUA insured institution located in South Portland, ME. It was founded in 1953 and has approximately $426.56 millions in assets.

Who can join?

• If you live, work, attend school, or worship in Cumberland or York County, Maine, you are invited to join Town & Country Federal Credit Union.
• You are also eligible if you have a family member who meets one of the above criteria or is a current member of this credit union.
• Eligibility also includes credit union employees. If you retire, change jobs (outside the field of membership) or move to a new location, you may remain a member of the credit union.

NCUA Insured Yes
Charter Number # # 8486
Date Established 1953
Assets $426.56 million
Loans $359.65 million
Deposits $372.08 million
Capital $33.13 million

Field of Membership Restrictions

Membership in Town & Country Federal Credit Union is open to those who live, work, attend school, or worship in Cumberland or York County, Maine. Membership is also open to immediate family of current members or those eligible for membership.

Deposit Rates - August 10, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.20% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Free Rewards Checking 3.01% $0 $0.00 Learn MoreShow Less

Loan Rates - August 10, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TOWN & COUNTRY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Town & Country branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Town & Country Locations

Financial Details

Town & Country Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Town & Country. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Town & Country U.S. Average
24.62% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Town & Country had $8,761,736 in non-current loans and $31,701 in owned assets. To cover these potential losses it had $33,132,825 in net worth and $2,586,188 in loans loss reserves. That gives it a Texas Ratio of 24.62%.

Net Worth
Town & Country U.S. Average
7.76% 13.61%

Town & Country FCU has a net worth of 7.76% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Town & Country

Branches and Savings

What is Town & Country?

A federal credit union, registered with the NCUA under certificate #8486.
Learn more about credit unions here.

Is Town & Country FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Town & Country?

Please see Field of Membership information above for information on who is eligible to join.

What are Town & Country's share account and share certificate rates?

Town & Country's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Town & Country?

Town & Country has total capital of $33.13 million. Full information on Town & Country's financial position is located above.

Who owns Town & Country?

Credit Unions are owned by their members.

Where are Town & Country branches located?

See branch locations nearby.

Are Town & Country ATMs Open 24/7?

Do Town & Country ATMs accept cash deposits?

Can Town & Country customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Town & Country have a mobile app?

Does Town & Country have mobile deposit?

Does Town & Country have quick pay?

How can Town & Country transfer money to other banks or credit unions?

Does Town & Country report to credit bureaus?

Does Town & Country use Chexsystems?

Does Town & Country use Equifax?

What is Town & Country's toll free phone number?

What is Town & Country's ACH Routing Number?

What is Town & Country's SWIFT code?

Where can I find Town & Country's wire transfer form?

What is the Town & Country address for deposits?

What Products Does Town & Country Offer

Does Town & Country offer mortgages?

Compare mortgage rates here.

Does Town & Country offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Town & Country offer auto and RV loans?

Compare auto loan rates here.

Does Town & Country offer student loans or personal loans?

Compare personal loan rates here.

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