Town & Country Federal Credit Union

Headquarters

Po Box 9420
South Portland, ME 04116
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.25% 0.67% →
2-Year CD 0.40% 0.80% →
5-Year CD 0.75% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Town & Country is an NCUA insured institution located in South Portland, ME. It was founded in 1953 and has approximately $484.86 millions in assets.

Who can join?

• If you live, work, attend school, or worship in Cumberland or York County, Maine, you are invited to join Town & Country Federal Credit Union.
• You are also eligible if you have a family member who meets one of the above criteria or is a current member of this credit union.
• Eligibility also includes credit union employees. If you retire, change jobs (outside the field of membership) or move to a new location, you may remain a member of the credit union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8486
Date Established 1953
Assets $484.86 million
Loans $355.74 million
Deposits $441.64 million
Capital $39.14 million
 

Field of Membership Restrictions

Membership in Town & Country Federal Credit Union is open to those who live, work, attend school, or worship in Cumberland or York County, Maine. Membership is also open to immediate family of current members or those eligible for membership.

Deposit Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Free Rewards Checking 2.01% $0 $0.00 Learn MoreShow Less

Loan Rates - December 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TOWN & COUNTRY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.813% 2.750% 0.88 $2,058 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to TOWN & COUNTRY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Town & Country branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Town & Country Locations



Climate Initiatives

TOWN & COUNTRY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Town & Country Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Town & Country. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Town & Country U.S. Average
4.32% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Town & Country had $1,729,191 in non-current loans and $31,701 in owned assets. To cover these potential losses it had $39,144,241 in net worth and $1,583,497 in loans loss reserves. That gives it a Texas Ratio of 4.32%.

Net Worth
Town & Country U.S. Average
8.07% 12.22%

Town & Country FCU has a net worth of 8.07% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for TOWN & COUNTRY


  • September 11, 2020 |

    Rewards Checking Rates

    Rate is now 2.01%

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