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Comparison of Deposit Account from SECURTRUST with 0.57% - December 2025


Long-Term Analysis of SECURTRUST with 0.57% APY and SHEBOYGAN AREA with 0.35% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    SECURTRUST
    0.57%
    -
    $50,000
    36 Month
    Credit Union
    0.75x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.57%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 283 198
    2 50,283 284 199
    3 50,567 286 200
    4 50,852 287 201
    5 51,140 289 202
    6 51,429 291 203
    7 51,719 292 205
    8 52,011 294 206
    9 52,305 296 207
    10 52,601 297 208
    11 52,898 299 209
    12 53,197 301 210
    13 53,497 302 212
    14 53,800 304 213
    15 54,104 306 214
    16 54,409 307 215
    17 54,717 309 216
    18 55,026 311 218
    19 55,337 313 219
    20 55,649 314 220
    TOTAL $5,964 $4,175
  • 2
    LOCAL CD
    SHEBOYGAN AREA
    0.35%
    -
    $50,000
    48 Month
    Credit Union
    0.43x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.05% on December 1.

    Last change: ↓0.05% on December 1.

    Last change: ↑0.10% on December 1.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↓0.15% on November 26.

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