Compare Savings vs. CDs
Comparison of Deposit Account from SIMPLICITY with 1.10%
- October 2026
Long-Term Analysis of TECH with 0.60% APY and LAKE HURON with 0.15% APY and FIRSTMARK with 0.15% APY and SIMPLICITY with 1.10% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.60%-$50,00012 MonthCredit Union1.09x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 301 211 2 50,301 303 212 3 50,604 305 213 4 50,908 306 215 5 51,215 308 216 6 51,523 310 217 7 51,833 312 218 8 52,145 314 220 9 52,459 316 221 10 52,775 318 222 11 53,093 320 224 12 53,412 322 225 13 53,734 323 226 14 54,058 325 228 15 54,383 327 229 16 54,710 329 231 17 55,040 331 232 18 55,371 333 233 19 55,704 335 235 20 56,040 337 236 TOTAL $6,377 $4,464 - 2LOCAL MONEY MARKET0.15%-$50,000N.A.Credit Union0.27x (National Avg. - 0.55%)$25,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 3LOCAL MONEY MARKET0.15%-$50,000N.A.Credit Union0.27x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 4LOCAL CD1.10%-$50,00048 MonthCredit Union1.34x (National Avg. - 0.82%)$500SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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