2024 Overview
General Credit Union Information
Simplicity is an NCUA insured institution located in Marshfield, WI. It was founded in 1949 and has approximately $461.12 millions in assets.
Who can join?
To be a member of Central City Credit Union, you need to live or work in a select area or work at a company named, or have a family member who has joined Central City.
All persons residing or employed in Adams, Clark, Marathon, Portage, Shawano, Waupaca, Waushara and Wood Counties and the Township of Alma, Jackson County, Wisconsin including any incorporated villages located within and the townships are eligible to join. Employees of the Select Employee Groups are also eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66678 |
| Date Established | 1949 |
| Assets | $461.12 million |
| Loans | $375.01 million |
| Deposits | $392.22 million |
| Capital | $44.20 million |
Field of Membership Restrictions
Central City CU is open to anyone that resides or works within any of the site listed Counties in Wisconsin, employees, stockholders, and executives associated with any of the site listed CU-affiliated SEG's, as well as family members of current CU members. The complete details, listed locations, and qualified SEG's are available for review in the Central City Credit Union website for determining your membership eligibility status.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $500 | - |
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|
| 12 Mo CD
|
0.60% | $500 | - |
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|
| 24 Mo CD
|
0.80% | $500 | - |
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|
| 36 Mo CD
|
1.00% | $500 | - |
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|
| 48 Mo CD
|
1.10% | $500 | - |
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|
| 60 Mo CD
|
1.26% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Simplicity
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Simplicity
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Branches
Below are Simplicity branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SIMPLICITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Simplicity Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Simplicity. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Simplicity | U.S. Average |
|---|---|
| 7.39% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Simplicity had $3,337,850 in non-current loans and $37,838 in owned assets. To cover these potential losses it had $44,196,904 in net worth and $1,472,940 in loans loss reserves. That gives it a Texas Ratio of 7.39%.
Net Worth
| Simplicity | U.S. Average |
|---|---|
| 9.58% | 13.62% |
Simplicity FCU has a net worth of 9.58% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Simplicity
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