Compare Savings vs. CDs
Comparison of Deposit Account from SOOPER with 3.25%
- September 2026
Long-Term Analysis of SOOPER with 3.25% APY and SUMMIT with 1.44% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD3.25%-$50,00048 MonthCredit Union3.95x (National Avg. - 0.82%)$500SCENARIO
Year Rate
3.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,625 1,138 2 51,625 1,678 1,174 3 53,303 1,732 1,213 4 55,035 1,789 1,252 5 56,824 1,847 1,293 6 58,671 1,907 1,335 7 60,577 1,969 1,378 8 62,546 2,033 1,423 9 64,579 2,099 1,469 10 66,678 2,167 1,517 11 68,845 2,237 1,566 12 71,082 2,310 1,617 13 73,392 2,385 1,670 14 75,778 2,463 1,724 15 78,240 2,543 1,780 16 80,783 2,625 1,838 17 83,409 2,711 1,898 18 86,119 2,799 1,959 19 88,918 2,890 2,023 20 91,808 2,984 2,089 TOTAL $44,792 $31,354 - 2LOCAL MONEY MARKET1.44%-$50,000N.A.Credit Union1.75x (National Avg. - 0.82%)$200,000SCENARIO
Year Rate
1.44%Annual
InterestAnnual Interest
(After Tax)1 50,000 720 504 2 50,720 730 511 3 51,450 741 519 4 52,191 752 526 5 52,943 762 534 6 53,705 773 541 7 54,479 784 549 8 55,263 796 557 9 56,059 807 565 10 56,866 819 573 11 57,685 831 581 12 58,516 843 590 13 59,358 855 598 14 60,213 867 607 15 61,080 880 616 16 61,960 892 625 17 62,852 905 634 18 63,757 918 643 19 64,675 931 652 20 65,606 945 661 TOTAL $16,551 $11,586
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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