Compare Savings vs. CDs
Comparison of Deposit Account from Southeastern Bank with 0.45%
- October 2026
Long-Term Analysis of Southeastern Bank with 0.45% APY and COMMUNITY PARTNERS with 0.25% APY and Bank Forward with 0.90% APY and APPALACHIAN COMMUNITY with 0.10% APY and EASTMAN with 4.05% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.45%-$50,00048 MonthBank0.55x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 226 158 2 50,226 227 159 3 50,452 228 159 4 50,680 229 160 5 50,908 230 161 6 51,138 231 161 7 51,368 232 162 8 51,600 233 163 9 51,833 234 164 10 52,067 235 164 11 52,301 236 165 12 52,537 237 166 13 52,774 238 167 14 53,012 239 167 15 53,251 240 168 16 53,491 241 169 17 53,733 242 170 18 53,975 243 170 19 54,218 245 171 20 54,463 246 172 TOTAL $4,709 $3,296 - 2LOCAL CD0.25%-$50,0006 MonthCredit Union0.62x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 3LOCAL CD0.90%-$50,00030 MonthBankN.A.$100,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 4LOCAL MONEY MARKET0.10%-$50,000N.A.Credit UnionN.A.$10,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 5LOCAL CD4.05%-$50,00030 MonthCredit UnionN.A.$100,000SCENARIO
Year Rate
4.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,025 1,418 2 52,025 2,107 1,475 3 54,132 2,192 1,535 4 56,324 2,281 1,597 5 58,605 2,374 1,661 6 60,979 2,470 1,729 7 63,449 2,570 1,799 8 66,018 2,674 1,872 9 68,692 2,782 1,947 10 71,474 2,895 2,026 11 74,369 3,012 2,108 12 77,381 3,134 2,194 13 80,515 3,261 2,283 14 83,776 3,393 2,375 15 87,168 3,530 2,471 16 90,699 3,673 2,571 17 94,372 3,822 2,675 18 98,194 3,977 2,784 19 102,171 4,138 2,897 20 106,309 4,306 3,014 TOTAL $60,614 $42,430
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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