P. O. BOX 1989
Kingsport, TN 37662
Phone: 1-423-578-7676
| NCUA Insured | Yes |
| Charter Number # | # 68095 |
| Date Established | 1934 |
| Assets | $4,530.16 million |
| Loans | $3,977.05 million |
| Deposits | $3,886.72 million |
| Capital | $588.88 million |
Eastman is an NCUA insured institution located in Kingsport, TN. It was founded in 1934 and has approximately $4530.16 millions in assets.
Who Can Join?
You are eligible for ECU membership if you:
Live, work, worship, attend school, operate a business in one of the communities listed on our coverage maps.
( https://www.ecu.org/node/421 )
Work regularly in the healthcare industry in the following counties outside ECU’s community charter: Carter,
Hamblen, Johnson or Unicoi Counties in Tennessee; Buchanan, Russell, Smyth, Tazewell or Wise Counties in Virginia.
Are employed by one of our sponsor or contractor companies. ( https://www.ecu.org/node/422 )
Are a family member of one of our eligible members.
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.30% | $5 | - | Learn More |
|
Money Market
|
0.25% | $1 | $9,999 | Learn More |
|
Money Market
|
0.30% | $10,000 | $24,999 | Learn More |
|
Money Market
|
0.35% | $25,000 | $49,999 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
2.00% | $1,000 | $99,999 | Learn More |
| Special: 9 Mo FIRA
|
2.25% | $1,000 | - | Learn More |
| Special: 18 Mo FIRA
|
2.50% | $1,000 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.50% | $2,500 | $99,999 | Learn More |
| 6 Mo CD
|
0.65% | $2,500 | $99,999 | Learn More |
| Special: 9 Mo CD
|
2.25% | $1,000 | - | Learn More |
| 12 Mo CD
|
2.00% | $1,000 | $99,999 | Learn More |
| Special: 18 Mo CD
|
2.50% | $1,000 | - | Learn More |
| 18 Mo CD
|
2.00% | $1,000 | $99,999 | Learn More |
| 24 Mo CD
|
2.30% | $1,000 | $99,999 | Learn More |
| 30 Mo CD
|
2.30% | $1,000 | $99,999 | Learn More |
| 36 Mo CD
|
2.40% | $1,000 | $99,999 | Learn More |
| 48 Mo CD
|
2.50% | $1,000 | $99,999 | Learn More |
| 60 Mo CD
|
2.60% | $1,000 | $99,999 | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $5 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $9,999 | Learn More |
Your Current Location: Virginia, VA 20146
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.50% | 3.50% | $732.55 | |
| 4 Year | 3.50% | 3.50% | $558.90 | |
| 5 Year | 3.50% | 3.50% | $454.79 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming | 4.71% | 3.88% | $1,176.31 | |
| 15 Year Fixed Conforming | 3.91% | 3.63% | $1,803.21 | |
| 30 Year Fixed Conforming | 4.29% | 4.13% | $1,212.35 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming | 4.71% | 3.88% | $1,176.31 | |
| 15 Year Fixed Conforming | 3.91% | 3.63% | $1,803.21 | |
| 30 Year Fixed Conforming | 4.29% | 4.13% | $1,212.35 | |
Compare with 5.250% APR and 5.250% 30-Year Fixed RATE from Quicken Loans NMLS #3030
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are Eastman branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Eastman. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Eastman | U.S. Average |
|---|---|
| 2.51% | 7.49 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2018, Eastman had $12,728,825 in non-current loans and $2,424,436 in owned assets. To cover these potential losses it had $588,883,444 in net worth and $14,959,848 in loans loss reserves. That gives it a Texas Ratio of 2.51%.
| Eastman | U.S. Average |
|---|---|
| 12.99% | 13.61% |
Eastman FCU has a net worth of 12.99% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #68095.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Eastman has total capital of $588.88 million. Full information on Eastman's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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Last Update on June 17, 2019
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