Compare Savings vs. CDs
Comparison of Deposit Account from SOUTHWEST MONTANA COMMUNITY with 1.00%
- September 2026
Long-Term Analysis of SOUTHWEST MONTANA COMMUNITY with 0.90% APY and SOUTHWEST MONTANA COMMUNITY with 1.00% APY and SOUTHWEST MONTANA COMMUNITY with 1.31% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.90%-$50,00024 MonthCredit Union1.36x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 452 316 2 50,452 456 319 3 50,907 460 322 4 51,367 464 325 5 51,831 468 328 6 52,299 472 331 7 52,771 477 334 8 53,247 481 337 9 53,728 485 340 10 54,213 490 343 11 54,703 494 346 12 55,197 498 349 13 55,695 503 352 14 56,198 507 355 15 56,706 512 358 16 57,218 517 362 17 57,734 521 365 18 58,256 526 368 19 58,782 531 372 20 59,313 536 375 TOTAL $9,848 $6,894 - 2LOCAL CD1.00%-$50,00036 MonthCredit Union1.32x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 3LOCAL CD1.31%-$50,00060 MonthCredit Union1.41x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 655 459 2 50,655 664 465 3 51,319 672 471 4 51,991 681 477 5 52,672 690 483 6 53,362 699 489 7 54,061 708 496 8 54,769 717 502 9 55,487 727 509 10 56,214 736 515 11 56,950 746 522 12 57,696 756 529 13 58,452 766 536 14 59,218 776 543 15 59,993 786 550 16 60,779 796 557 17 61,575 807 565 18 62,382 817 572 19 63,199 828 580 20 64,027 839 587 TOTAL $14,866 $10,406
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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