Anaconda, MT 59711
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Notable Rates APY Vs.Others
Savings 0.15% 1.40% →
1-Year CD 0.75% 1.15% →
2-Year CD 0.90% 1.26% →
5-Year CD 1.81% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Southwest Montana Community is an NCUA insured institution located in Anaconda, MT. It was founded in 1941 and has approximately $113.69 millions in assets.

NCUA Insured Yes
Charter Number # # 4401
Date Established 1941
Assets $113.69 million
Loans $54.79 million
Deposits $96.70 million
Capital $15.63 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, attends school, or perform volunteer services in Anaconda-Deer Lodge or Butte-Silver Bow Counties, Montana.

Deposit Rates - July 7, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $1 - Learn More
Money Market
0.20% $1 $4,999 Learn More
Money Market
0.20% $5,000 $24,999 Learn More
Money Market
0.20% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $500 - Learn More
6 Mo CD
0.20% $500 - Learn More
12 Mo CD
0.75% $500 - Learn More
24 Mo CD
0.90% $500 - Learn More
36 Mo CD
1.51% $500 - Learn More
48 Mo CD
1.66% $500 - Learn More
60 Mo CD
1.81% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.50% $1 - Learn MoreShow Less
Fixed IRA
0.75% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - July 7, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTHWEST MONTANA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Southwest Montana Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Southwest Montana Community Locations

Financial Details

Southwest Montana Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest Montana Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest Montana Community U.S. Average
5.51% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Southwest Montana Community had $842,377 in non-current loans and $38,000 in owned assets. To cover these potential losses it had $15,625,679 in net worth and $357,944 in loans loss reserves. That gives it a Texas Ratio of 5.51%.

Net Worth
Southwest Montana Community U.S. Average
13.74% 13.86%

Southwest Montana Community FCU has a net worth of 13.74% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southwest Montana Community

Branches and Savings

What is Southwest Montana Community?

A federal credit union, registered with the NCUA under certificate #4401.
Learn more about credit unions here.

Is Southwest Montana Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Southwest Montana Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Southwest Montana Community's share account and share certificate rates?

Southwest Montana Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southwest Montana Community?

Southwest Montana Community has total capital of $15.63 million. Full information on Southwest Montana Community's financial position is located above.

Who owns Southwest Montana Community?

Credit Unions are owned by their members.

Where are Southwest Montana Community branches located?

See branch locations nearby.

Are Southwest Montana Community ATMs Open 24/7?

Do Southwest Montana Community ATMs accept cash deposits?

Can Southwest Montana Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southwest Montana Community have a mobile app?

Does Southwest Montana Community have mobile deposit?

Does Southwest Montana Community have quick pay?

How can Southwest Montana Community transfer money to other banks or credit unions?

Does Southwest Montana Community report to credit bureaus?

Does Southwest Montana Community use Chexsystems?

Does Southwest Montana Community use Equifax?

What is Southwest Montana Community's toll free phone number?

What is Southwest Montana Community's ACH Routing Number?

What is Southwest Montana Community's SWIFT code?

Where can I find Southwest Montana Community's wire transfer form?

What is the Southwest Montana Community address for deposits?

What Products Does Southwest Montana Community Offer

Does Southwest Montana Community offer mortgages?

Compare mortgage rates here.

Does Southwest Montana Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southwest Montana Community offer auto and RV loans?

Compare auto loan rates here.

Does Southwest Montana Community offer student loans or personal loans?

Compare personal loan rates here.

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