Louisiana

805 Robin Street
Laplace, LA 70068

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 174
Date Established 1935
Assets $229.40 million
Loans $186.60 million
Deposits $195.44 million
Capital $24.91 million

Louisiana is an NCUA insured institution located in Laplace, LA. It was founded in 1935 and has approximately $229.4 millions in assets.

Who can join?

You are eligible to join Louisiana FCU if:

You work for (or are retired from) one of the union's Business Partner companies

You are a parent, grandparent, child, spouse, household affiliate* or sibling of a current Louisiana FCU member

*Household affiliate is defined as two individuals living in the same residence though not related. Proof of residency required.

Field of Membership Restrictions

Membership is open to employees of the companies in the Select Employer Group.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
06MCD10K
0.50% $1,000 $59,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
FIXIRA0K
0.75% $1,000 $59,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.50% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.50% $10,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LOUISIANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.763% 3.750% -0.13 $398 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to LOUISIANA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Louisiana Locations

Financial Details

Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Louisiana U.S. Average
3.11% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Louisiana had $775,367 in non-current loans and $46,385 in owned assets. To cover these potential losses it had $24,906,490 in net worth and $1,521,521 in loans loss reserves. That gives it a Texas Ratio of 3.11%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Louisiana U.S. Average
10.85% 13.03

Louisiana FCU has a net worth of 10.85% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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