805 Robin Street
Laplace, LA 70068


General Credit Union Information

NCUA Insured Yes
Charter Number # # 174
Date Established 1935
Assets $211.49 million
Loans $159.71 million
Deposits $184.79 million
Capital $19.49 million

Louisiana is an NCUA insured institution located in Laplace, LA. It was founded in 1935 and has approximately $211.49 millions in assets.

Who can join?

You are eligible to join Louisiana FCU if:

You work for (or are retired from) one of the union's Business Partner companies

You are a parent, grandparent, child, spouse, household affiliate* or sibling of a current Louisiana FCU member

*Household affiliate is defined as two individuals living in the same residence though not related. Proof of residency required.

Field of Membership Restrictions

Membership is open to employees of the companies in the Select Employer Group.

Savings Rates

Your Current Location: Virginia, VA 20146

06MCD10K 0.50% $1,000 $59,999 Learn MoreShow Less
12MCD10K 0.75% $1,000 $59,999 Learn MoreShow Less
18MCD10K 1.00% $1,000 $59,999 Learn MoreShow Less
24MCD10K 1.51% $1,000 $59,999 Learn MoreShow Less
36MCD10K 1.76% $1,000 $59,999 Learn MoreShow Less
48MCD10K 2.02% $1,000 $59,999 Learn MoreShow Less
60MCD10K 2.28% $1,000 $59,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.15% $2,500 - Learn MoreShow Less
FIXIRA0K 0.75% $1,000 $59,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.50% $100 - Learn MoreShow Less
MM 10K 0.50% $10,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K 0.10% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

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Below are Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Louisiana Locations

Financial Details

Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Louisiana U.S. Average
4.44% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Louisiana had $870,435 in non-current loans and $55,401 in owned assets. To cover these potential losses it had $19,493,112 in net worth and $1,340,430 in loans loss reserves. That gives it a Texas Ratio of 4.44%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Louisiana U.S. Average
10.03% 13.06%

Louisiana FCU has a net worth of 10.03% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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