805 Robin Street
Laplace, LA 70068
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 1.26% 1.01% →
2-Year CD 1.61% 0.95% →
5-Year CD 1.61% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Louisiana is an NCUA insured institution located in Laplace, LA. It was founded in 1935 and has approximately $314.09 millions in assets.

Who can join?

You are eligible to join Louisiana FCU if:

You work for (or are retired from) one of the union's Business Partner companies

You are a parent, grandparent, child, spouse, household affiliate* or sibling of a current Louisiana FCU member

*Household affiliate is defined as two individuals living in the same residence though not related. Proof of residency required.

NCUA Insured Yes
Charter Number # # 174
Date Established 1935
Assets $314.09 million
Loans $232.06 million
Deposits $264.92 million
Capital $34.28 million

Field of Membership Restrictions

Membership is open to employees of the companies in the Select Employer Group.

Deposit Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $10,000 $14,999 Learn More
6 Mo CD
1.00% $100,000 $199,999 Learn More
12 Mo CD
1.26% $10,000 $14,999 Learn More
12 Mo CD
1.26% $100,000 $199,999 Learn More
18 Mo CD
1.31% $10,000 $14,999 Learn More
18 Mo CD
1.31% $100,000 $199,999 Learn More
24 Mo CD
1.36% $10,000 $14,999 Learn More
24 Mo CD
1.61% $100,000 $199,999 Learn More
36 Mo CD
1.46% $10,000 $14,999 Learn More
36 Mo CD
1.46% $100,000 $199,999 Learn More
48 Mo CD
1.56% $10,000 $14,999 Learn More
48 Mo CD
1.56% $100,000 $199,999 Learn More
60 Mo CD
1.61% $10,000 $14,999 Learn More
60 Mo CD
1.61% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 25, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LOUISIANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Louisiana Locations

Financial Details

Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Louisiana U.S. Average
6.29% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Louisiana had $2,051,477 in non-current loans and $253,498 in owned assets. To cover these potential losses it had $34,280,670 in net worth and $2,384,060 in loans loss reserves. That gives it a Texas Ratio of 6.29%.

Net Worth
Louisiana U.S. Average
10.91% 13.61%

Louisiana FCU has a net worth of 10.91% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Louisiana

Branches and Savings

What is Louisiana?

A federal credit union, registered with the NCUA under certificate #174.
Learn more about credit unions here.

Is Louisiana FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Louisiana?

Please see Field of Membership information above for information on who is eligible to join.

What are Louisiana's share account and share certificate rates?

Louisiana's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Louisiana?

Louisiana has total capital of $34.28 million. Full information on Louisiana's financial position is located above.

Who owns Louisiana?

Credit Unions are owned by their members.

Where are Louisiana branches located?

See branch locations nearby.

Are Louisiana ATMs Open 24/7?

Do Louisiana ATMs accept cash deposits?

Can Louisiana customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Louisiana have a mobile app?

Does Louisiana have mobile deposit?

Does Louisiana have quick pay?

How can Louisiana transfer money to other banks or credit unions?

Does Louisiana report to credit bureaus?

Does Louisiana use Chexsystems?

Does Louisiana use Equifax?

What is Louisiana's toll free phone number?

What is Louisiana's ACH Routing Number?

What is Louisiana's SWIFT code?

Where can I find Louisiana's wire transfer form?

What is the Louisiana address for deposits?

What Products Does Louisiana Offer

Does Louisiana offer mortgages?

Compare mortgage rates here.

Does Louisiana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Louisiana offer auto and RV loans?

Compare auto loan rates here.

Does Louisiana offer student loans or personal loans?

Compare personal loan rates here.

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