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Comparison of Deposit Account from SPACE COAST with 4.25% - December 2025


Long-Term Analysis of GUADALUPE PARISH with 0.60% APY and SPACE COAST with 4.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    GUADALUPE PARISH
    0.60%
    -
    $50,000
    6 Month
    Credit Union
    1.47x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 299 209
    2 50,299 300 210
    3 50,599 302 211
    4 50,901 304 213
    5 51,205 306 214
    6 51,510 308 215
    7 51,818 309 217
    8 52,127 311 218
    9 52,438 313 219
    10 52,752 315 220
    11 53,066 317 222
    12 53,383 319 223
    13 53,702 321 224
    14 54,023 323 226
    15 54,345 324 227
    16 54,670 326 228
    17 54,996 328 230
    18 55,324 330 231
    19 55,655 332 233
    20 55,987 334 234
    TOTAL $6,321 $4,425
  • 2
    LOCAL CD
    SPACE COAST
    4.25%
    -
    $50,000
    12 Month
    Credit Union
    7.76x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    4.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,125 1,488
    2 52,125 2,215 1,551
    3 54,340 2,309 1,617
    4 56,650 2,408 1,685
    5 59,057 2,510 1,757
    6 61,567 2,617 1,832
    7 64,184 2,728 1,909
    8 66,912 2,844 1,991
    9 69,756 2,965 2,075
    10 72,720 3,091 2,163
    11 75,811 3,222 2,255
    12 79,033 3,359 2,351
    13 82,392 3,502 2,451
    14 85,893 3,650 2,555
    15 89,544 3,806 2,664
    16 93,349 3,967 2,777
    17 97,317 4,136 2,895
    18 101,453 4,312 3,018
    19 105,764 4,495 3,146
    20 110,259 4,686 3,280
    TOTAL $64,945 $45,462

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

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    Last change: ↑0.10% on December 1.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↓0.15% on November 26.

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