This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.29% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,645 | 1,152 |
| 2 | 51,645 | 1,699 | 1,189 |
| 3 | 53,344 | 1,755 | 1,229 |
| 4 | 55,099 | 1,813 | 1,269 |
| 5 | 56,912 | 1,872 | 1,311 |
| 6 | 58,784 | 1,934 | 1,354 |
| 7 | 60,718 | 1,998 | 1,398 |
| 8 | 62,716 | 2,063 | 1,444 |
| 9 | 64,779 | 2,131 | 1,492 |
| 10 | 66,911 | 2,201 | 1,541 |
| 11 | 69,112 | 2,274 | 1,592 |
| 12 | 71,386 | 2,349 | 1,644 |
| 13 | 73,734 | 2,426 | 1,698 |
| 14 | 76,160 | 2,506 | 1,754 |
| 15 | 78,666 | 2,588 | 1,812 |
| 16 | 81,254 | 2,673 | 1,871 |
| 17 | 83,927 | 2,761 | 1,933 |
| 18 | 86,688 | 2,852 | 1,996 |
| 19 | 89,540 | 2,946 | 2,062 |
| 20 | 92,486 | 3,043 | 2,130 |
| TOTAL | $45,529 | $31,870 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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