Advancial Federal Credit Union

Headquarters

10000 N Central Expy Ste 1400
Dallas, TX 75231
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 4.63% 5.41% →
2-Year CD 4.94% 5.25% →
5-Year CD 5.40% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Advancial is an NCUA insured institution located in Dallas, TX. It was founded in 1937 and has approximately $2440.59 millions in assets.

Who can join?

In order to be a member of Advancial, you must be one of the following:

A member or employee of one of our Select Employee Groups (SEGs)

An immediate family member or household member of one of the above
'Immediate family member' includes any spouse or significant other, parent, grandparent, brother, sister, grandchild, stepparent, stepchild, stepsibling and adoptive relationships. 'Household member' means anyone living in the same residence and maintaining the same economic unit, such as a roommate.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2285
Date Established 1937
Assets $2,440.59 million
Loans $2,027.39 million
Deposits $1,833.05 million
Capital $194.44 million
 

Field of Membership Restrictions

Membership in Advancial is open to those who live, work, worship, or attend school in Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion parishes (membership requirements are listed in the credit union's application).

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $100 - Learn More
Money Market
0.46% $2,500 $24,999 Learn More
Money Market
0.51% $25,000 $49,999 Learn More
Money Market
0.56% $50,000 - Learn More
Premium Money Market Account
1.22% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.18% $1,000 $24,999 Learn More
6 Month Junior Jumbo
4.28% $25,000 $49,999 Learn More
6 Mo CD
4.39% $50,000 - Learn More
12 Mo CD
4.42% $1,000 $24,999 Learn More
12 Mo CD
4.63% $50,000 - Learn More
14 Month Special
5.25% $10,000 - Learn More
18 Mo CD
4.59% $1,000 $24,999 Learn More
18 Month Junior Jumbo
4.70% $25,000 $49,999 Learn More
18 Mo CD
4.80% $50,000 - Learn More
24 Mo CD
4.73% $1,000 $24,999 Learn More
2 Year Junior Jumbo
4.83% $25,000 $49,999 Learn More
24 Mo CD
4.94% $50,000 - Learn More
36 Mo CD
4.85% $1,000 $24,999 Learn More
3 Year Junior Jumbo
4.96% $25,000 $49,999 Learn More
36 Mo CD
5.06% $50,000 - Learn More
48 Mo CD
4.99% $1,000 $24,999 Learn More
4 Year Junior Jumbo
5.10% $25,000 $49,999 Learn More
48 Mo CD
5.20% $50,000 - Learn More
60 Mo CD
5.19% $1,000 $24,999 Learn More
5 Year Junior Jumbo
5.29% $25,000 $49,999 Learn More
60 Mo CD
5.40% $50,000 - Learn More
Variable IRA Rates APY MIN MAX
IRA Savings
0.30% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.03% $0 $10 Learn MoreShow Less
INTCK
0.10% $10,000 - Learn MoreShow Less

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Advancial

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.427% 6.250% 0.88 $6,000 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,655 $2,103 Learn More
PADDIO
NMLS ID: 1907
7.065% 6.875% 1.00 $6,202 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Advancial
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Advancial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Advancial Locations



Climate Policy and Initiatives

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Financial Details

Advancial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advancial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advancial U.S. Average
8.72% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Advancial had $17,360,745 in non-current loans and $281,400 in owned assets. To cover these potential losses it had $194,440,253 in net worth and $7,811,943 in loans loss reserves. That gives it a Texas Ratio of 8.72%.

Net Worth
Advancial U.S. Average
7.96% 13.62%

Advancial FCU has a net worth of 7.96% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Advancial

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