Advancial Federal Credit Union
Headquarters
10000 N Central Expy Ste 1400
Dallas, TX 75231
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2024 Overview
General Credit Union Information
Advancial is an NCUA insured institution located in Dallas, TX. It was founded in 1937 and has approximately $2440.59 millions in assets.
Who can join?
In order to be a member of Advancial, you must be one of the following:
A member or employee of one of our Select Employee Groups (SEGs)
An immediate family member or household member of one of the above
'Immediate family member' includes any spouse or significant other, parent, grandparent, brother, sister, grandchild, stepparent, stepchild, stepsibling and adoptive relationships. 'Household member' means anyone living in the same residence and maintaining the same economic unit, such as a roommate.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2285 |
| Date Established | 1937 |
| Assets | $2,440.59 million |
| Loans | $2,027.39 million |
| Deposits | $1,833.05 million |
| Capital | $194.44 million |
Field of Membership Restrictions
Membership in Advancial is open to those who live, work, worship, or attend school in Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion parishes (membership requirements are listed in the credit union's application).
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $100 | - |
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|
|
Money Market
|
0.46% | $2,500 | $24,999 |
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|
|
Money Market
|
0.51% | $25,000 | $49,999 |
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|
|
Money Market
|
0.56% | $50,000 | - |
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|
|
Premium Money Market Account
|
1.22% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.18% | $1,000 | $24,999 |
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|
| 6 Month Junior Jumbo
|
4.28% | $25,000 | $49,999 |
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|
| 6 Mo CD
|
4.39% | $50,000 | - |
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|
| 12 Mo CD
|
4.42% | $1,000 | $24,999 |
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|
| 12 Mo CD
|
4.63% | $50,000 | - |
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|
| 14 Month Special
|
5.25% | $10,000 | - |
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|
| 18 Mo CD
|
4.59% | $1,000 | $24,999 |
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|
| 18 Month Junior Jumbo
|
4.70% | $25,000 | $49,999 |
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|
| 18 Mo CD
|
4.80% | $50,000 | - |
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|
| 24 Mo CD
|
4.73% | $1,000 | $24,999 |
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|
| 2 Year Junior Jumbo
|
4.83% | $25,000 | $49,999 |
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|
| 24 Mo CD
|
4.94% | $50,000 | - |
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|
| 36 Mo CD
|
4.85% | $1,000 | $24,999 |
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|
| 3 Year Junior Jumbo
|
4.96% | $25,000 | $49,999 |
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|
| 36 Mo CD
|
5.06% | $50,000 | - |
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|
| 48 Mo CD
|
4.99% | $1,000 | $24,999 |
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|
| 4 Year Junior Jumbo
|
5.10% | $25,000 | $49,999 |
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|
| 48 Mo CD
|
5.20% | $50,000 | - |
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|
| 60 Mo CD
|
5.19% | $1,000 | $24,999 |
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|
| 5 Year Junior Jumbo
|
5.29% | $25,000 | $49,999 |
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|
| 60 Mo CD
|
5.40% | $50,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA Savings
|
0.30% | $25 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.03% | $0 | $10 | Learn More |
| INTCK
|
0.10% | $10,000 | - | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Advancial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Advancial
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Branches
Below are Advancial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ADVANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Advancial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Advancial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Advancial | U.S. Average |
|---|---|
| 8.72% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Advancial had $17,360,745 in non-current loans and $281,400 in owned assets. To cover these potential losses it had $194,440,253 in net worth and $7,811,943 in loans loss reserves. That gives it a Texas Ratio of 8.72%.
Net Worth
| Advancial | U.S. Average |
|---|---|
| 7.96% | 13.62% |
Advancial FCU has a net worth of 7.96% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Advancial
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