Advancial Federal Credit Union
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201
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2022 Overview
General Credit Union Information
Advancial is an NCUA insured institution located in Dallas, TX. It was founded in 1937 and has approximately $2161.2 millions in assets.
Who can join?
In order to be a member of Advancial, you must be one of the following:
A member or employee of one of our Select Employee Groups (SEGs)
An immediate family member or household member of one of the above
'Immediate family member' includes any spouse or significant other, parent, grandparent, brother, sister, grandchild, stepparent, stepchild, stepsibling and adoptive relationships. 'Household member' means anyone living in the same residence and maintaining the same economic unit, such as a roommate.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2285 |
| Date Established | 1937 |
| Assets | $2,161.20 million |
| Loans | $1,361.06 million |
| Deposits | $1,897.85 million |
| Capital | $171.58 million |
Field of Membership Restrictions
Deposit Rates - June 27, 2022
Your Current Location: California, CA 92111
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $100 | - |
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|
|
Money Market
|
0.11% | $2,500 | - |
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|
|
Money Market
|
0.21% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.72% | $1,000 | - |
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|
| 6 Mo CD
|
0.92% | $50,000 | - |
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|
| 12 Mo CD
|
1.15% | $1,000 | - |
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|
| 12 Mo CD
|
1.35% | $50,000 | - |
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|
| 18 Mo CD
|
1.36% | $1,000 | - |
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|
| 18 Mo CD
|
1.56% | $50,000 | - |
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|
| 24 Mo CD
|
1.57% | $1,000 | - |
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|
| 24 Mo CD
|
1.77% | $50,000 | - |
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|
| 36 Mo CD
|
1.78% | $1,000 | - |
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|
| 36 Mo CD
|
1.99% | $50,000 | - |
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|
| 48 Mo CD
|
1.84% | $1,000 | - |
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|
| 48 Mo CD
|
2.04% | $50,000 | - |
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|
| 60 Mo CD
|
1.89% | $1,000 | - |
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|
| 60 Mo CD
|
2.09% | $50,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.03% | $0 | - | Learn More |
| INTCK
|
0.10% | $10,000 | - | Learn More |
Loan Rates - June 27, 2022
Your Current Location: California, CA 92111
There are currently no loan rates available for ADVANCIAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - California 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 503941 |
5.853% | 5.750% | 0.63 | $2,880 | $1,459 | Learn More |
NMLS ID: 1708856 License#: 02058287 |
5.348% | 5.250% | 0.63 | $2,758 | $1,381 | Learn More |
NMLS ID: 330511 |
5.830% | 5.750% | 0.88 | $2,188 | $1,459 | Learn More |
|
NMLS ID: 1708856 License#: 02058287 |
5.348% | 5.250% | 0.63 | $2,758 | $1,381 | Learn More |
Note to ADVANCIAL
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Advancial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
San Diego,California
Climate Initiatives
ADVANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Advancial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Advancial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Advancial | U.S. Average |
|---|---|
| 7.44% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Advancial had $13,142,267 in non-current loans and $148,500 in owned assets. To cover these potential losses it had $171,581,537 in net worth and $7,034,248 in loans loss reserves. That gives it a Texas Ratio of 7.44%.
Net Worth
| Advancial | U.S. Average |
|---|---|
| 7.93% | 12.36% |
Advancial FCU has a net worth of 7.93% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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