ADVANCIAL

Headquarters

1845 WOODALL RODGERS FWY STE 1300
Dallas, TX 75201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 1.07% 0.85% →
2-Year CD 1.14% 0.95% →
5-Year CD 1.34% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Advancial is an NCUA insured institution located in Dallas, TX. It was founded in 1937 and has approximately $1666.66 millions in assets.

Who can join?

In order to be a member of Advancial, you must be one of the following:

A member or employee of one of our Select Employee Groups (SEGs)

An immediate family member or household member of one of the above
'Immediate family member' includes any spouse or significant other, parent, grandparent, brother, sister, grandchild, stepparent, stepchild, stepsibling and adoptive relationships. 'Household member' means anyone living in the same residence and maintaining the same economic unit, such as a roommate.

NCUA Insured Yes
Charter Number # # 2285
Date Established 1937
Assets $1,666.66 million
Loans $1,284.49 million
Deposits $1,439.77 million
Capital $149.61 million
 

Field of Membership Restrictions

Membership in Advancial is open to those who live, work, worship, or attend school in Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion parishes (membership requirements are listed in the credit union's application).

Deposit Rates - November 26, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.11% $2,500 $2,999 Learn More
Money Market
0.11% $10,000 $14,999 Learn More
Money Market
0.16% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.72% $10,000 $14,999 Learn More
3 Mo CD
0.92% $100,000 $199,999 Learn More
6 Mo CD
0.83% $10,000 $14,999 Learn More
6 Mo CD
1.03% $100,000 $199,999 Learn More
12 Mo CD
0.86% $10,000 $14,999 Learn More
12 Mo CD
1.07% $100,000 $199,999 Learn More
18 Mo CD
0.89% $10,000 $14,999 Learn More
18 Mo CD
1.10% $100,000 $199,999 Learn More
24 Mo CD
0.93% $10,000 $14,999 Learn More
24 Mo CD
1.14% $100,000 $199,999 Learn More
36 Mo CD
0.97% $10,000 $14,999 Learn More
36 Mo CD
1.18% $100,000 $199,999 Learn More
48 Mo CD
1.03% $10,000 $14,999 Learn More
48 Mo CD
1.24% $100,000 $199,999 Learn More
60 Mo CD
1.14% $10,000 $14,999 Learn More
60 Mo CD
1.34% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $99 Learn MoreShow Less
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 26, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ADVANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.557% 2.500% 0.75 $1,872 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ADVANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Advancial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Advancial Locations


Financial Details

Advancial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advancial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Advancial U.S. Average
9.78% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Advancial had $14,121,980 in non-current loans and $1,128,900 in owned assets. To cover these potential losses it had $149,608,154 in net worth and $6,381,826 in loans loss reserves. That gives it a Texas Ratio of 9.78%.

Net Worth
Advancial U.S. Average
8.97% 13.61%

Advancial FCU has a net worth of 8.97% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Advancial

Branches and Savings

What is Advancial?

A federal credit union, registered with the NCUA under certificate #2285.
Learn more about credit unions here.

Is Advancial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Advancial?

Please see Field of Membership information above for information on who is eligible to join.

What are Advancial's share account and share certificate rates?

Advancial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Advancial?

Advancial has total capital of $149.61 million. Full information on Advancial's financial position is located above.

Who owns Advancial?

Credit Unions are owned by their members.

Where are Advancial branches located?

See branch locations nearby.

Are Advancial ATMs Open 24/7?

Do Advancial ATMs accept cash deposits?

Can Advancial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Advancial have a mobile app?

Does Advancial have mobile deposit?

Does Advancial have quick pay?

How can Advancial transfer money to other banks or credit unions?

Does Advancial report to credit bureaus?

Does Advancial use Chexsystems?

Does Advancial use Equifax?

What is Advancial's toll free phone number?

What is Advancial's ACH Routing Number?

What is Advancial's SWIFT code?

Where can I find Advancial's wire transfer form?

What is the Advancial address for deposits?

What Products Does Advancial Offer

Does Advancial offer mortgages?

Compare mortgage rates here.

Does Advancial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advancial offer auto and RV loans?

Compare auto loan rates here.

Does Advancial offer student loans or personal loans?

Compare personal loan rates here.

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