Advancial Federal Credit Union
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201
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2021 Overview
General Credit Union Information
Advancial is an NCUA insured institution located in Dallas, TX. It was founded in 1937 and has approximately $1988.05 millions in assets.
Who can join?
In order to be a member of Advancial, you must be one of the following:
A member or employee of one of our Select Employee Groups (SEGs)
An immediate family member or household member of one of the above
'Immediate family member' includes any spouse or significant other, parent, grandparent, brother, sister, grandchild, stepparent, stepchild, stepsibling and adoptive relationships. 'Household member' means anyone living in the same residence and maintaining the same economic unit, such as a roommate.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2285 |
| Date Established | 1937 |
| Assets | $1,988.05 million |
| Loans | $1,424.15 million |
| Deposits | $1,758.57 million |
| Capital | $166.33 million |
Field of Membership Restrictions
Deposit Rates - October 19, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $100 | - |
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|
|
Money Market
|
0.11% | $2,500 | - |
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|
|
Money Market
|
0.21% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.71% | $1,000 | - |
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|
| 6 Mo CD
|
0.91% | $50,000 | - |
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|
| 12 Mo CD
|
0.77% | $1,000 | - |
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|
| 12 Mo CD
|
0.97% | $50,000 | - |
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|
| 18 Mo CD
|
0.91% | $1,000 | - |
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|
| 18 Mo CD
|
1.12% | $50,000 | - |
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|
| 24 Mo CD
|
1.06% | $1,000 | - |
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|
| 24 Mo CD
|
1.26% | $50,000 | - |
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|
| 36 Mo CD
|
1.34% | $1,000 | - |
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|
| 36 Mo CD
|
1.54% | $50,000 | - |
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|
| 48 Mo CD
|
1.55% | $1,000 | - |
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|
| 48 Mo CD
|
1.75% | $50,000 | - |
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|
| 60 Mo CD
|
1.81% | $1,000 | - |
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|
| 60 Mo CD
|
2.02% | $50,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.03% | $0 | - | Learn More |
| INTCK
|
0.10% | $10,000 | - | Learn More |
Loan Rates - October 19, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for ADVANCIAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 541760 |
3.118% | 3.050% | 0.88 | $2,190 | $1,061 | Learn More |
NMLS ID: 330511 |
3.149% | 3.125% | 0.25 | $760 | $1,071 | Learn More |
|
NMLS ID: 330511 |
3.149% | 3.125% | 0.25 | $760 | $1,071 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to ADVANCIAL
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Branches
Below are Advancial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Climate Initiatives
ADVANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Advancial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Advancial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Advancial | U.S. Average |
|---|---|
| 5.16% | 3.79 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2021, Advancial had $8,440,830 in non-current loans and $524,700 in owned assets. To cover these potential losses it had $166,330,014 in net worth and $7,323,944 in loans loss reserves. That gives it a Texas Ratio of 5.16%.
Net Worth
| Advancial | U.S. Average |
|---|---|
| 8.36% | 12.22% |
Advancial FCU has a net worth of 8.36% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Advancial
Branches and Savings
What is Advancial?
A federal credit union, registered with the NCUA under certificate #2285.
Learn more about credit unions here.
Is Advancial FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Advancial is insured by the NCUA.
Who can join Advancial?
Please see Field of Membership information above for information on who is eligible to join.
How big is Advancial?
Advancial has total capital of $166.33 million. Full information on Advancial's financial position is located above.
Who owns Advancial?
Credit Unions are owned by their members.
Where are Advancial branches located?
See branch locations nearby.
Are Advancial ATMs Open 24/7?
Do Advancial ATMs accept cash deposits?
Can Advancial customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Advancial have a mobile app?
Does Advancial have mobile deposit?
Does Advancial have quick pay?
How can Advancial transfer money to other banks or credit unions?
Does Advancial report to credit bureaus?
Does Advancial use Chexsystems?
Does Advancial use Equifax?
What is Advancial's toll free phone number?
What is Advancial's ACH Routing Number?
What is Advancial's SWIFT code?
Where can I find Advancial's wire transfer form?
What is the Advancial address for deposits?
What Products Does Advancial Offer
Does Advancial offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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