Advancial Federal Credit Union
10000 N Central Expy Ste 1400
Dallas, TX 75231
See all branch locations →
2023 Overview
General Credit Union Information
Advancial is an NCUA insured institution located in Dallas, TX. It was founded in 1937 and has approximately $2118.2 millions in assets.
Who can join?
In order to be a member of Advancial, you must be one of the following:
A member or employee of one of our Select Employee Groups (SEGs)
An immediate family member or household member of one of the above
'Immediate family member' includes any spouse or significant other, parent, grandparent, brother, sister, grandchild, stepparent, stepchild, stepsibling and adoptive relationships. 'Household member' means anyone living in the same residence and maintaining the same economic unit, such as a roommate.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2285 |
| Date Established | 1937 |
| Assets | $2,118.20 million |
| Loans | $1,728.44 million |
| Deposits | $1,812.94 million |
| Capital | $186.11 million |
Field of Membership Restrictions
Deposit Rates - March 25, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $100 | - |
Learn More
|
|
Money Market
|
0.46% | $2,500 | - |
Learn More
|
|
Money Market
|
0.56% | $50,000 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.58% | $1,000 | - |
Learn More
|
| 6 Mo CD
|
3.78% | $50,000 | - |
Learn More
|
| 12 Mo CD
|
3.72% | $1,000 | - |
Learn More
|
| 12 Mo CD
|
3.93% | $50,000 | - |
Learn More
|
| 18 Mo CD
|
3.84% | $1,000 | - |
Learn More
|
| 18 Mo CD
|
4.04% | $50,000 | - |
Learn More
|
| 24 Mo CD
|
3.91% | $1,000 | - |
Learn More
|
| 24 Mo CD
|
4.12% | $50,000 | - |
Learn More
|
| 36 Mo CD
|
4.03% | $1,000 | - |
Learn More
|
| 36 Mo CD
|
4.24% | $50,000 | - |
Learn More
|
| 48 Mo CD
|
4.27% | $1,000 | - |
Learn More
|
| 48 Mo CD
|
4.48% | $50,000 | - |
Learn More
|
| 60 Mo CD
|
4.47% | $1,000 | - |
Learn More
|
| 60 Mo CD
|
4.68% | $50,000 | - |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.03% | $0 | - | Learn More |
| INTCK
|
0.10% | $10,000 | - | Learn More |
Loan Rates - March 25, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Advancial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: Not lender |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
6.740 %
|
$0 |
Learn More
More Info |
Note to Advancial
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Advancial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
ADVANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Advancial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Advancial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Advancial | U.S. Average |
|---|---|
| 4.83% | 4.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2022, Advancial had $9,019,299 in non-current loans and $324,232 in owned assets. To cover these potential losses it had $186,106,091 in net worth and $7,327,865 in loans loss reserves. That gives it a Texas Ratio of 4.83%.
Net Worth
| Advancial | U.S. Average |
|---|---|
| 8.79% | 12.52% |
Advancial FCU has a net worth of 8.79% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Advancial
There are currently no comments for ADVANCIAL. Be the first to share your experience. Please provide comments that will help others.
Add Your Review