Melbourne, FL 32940
See all branch locations →

Phone 1-321-752-2222

Notable Rates APY Vs.Others
Savings 0.15% 1.55% →
1-Year CD 0.70% 1.35% →
2-Year CD 0.80% 1.45% →
5-Year CD 1.41% 1.60% →
30-Year Mortgage 3.97% 3.09% →
15-Year Mortgage 3.49% 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Space Coast is an NCUA insured institution located in Melbourne, FL. It was founded in 1951 and has approximately $4815.75 millions in assets.

Who Can Join?

Membership in Space Coast Credit Union is open to all who work or live in Brevard, Broward, Clay, Duval, Flagler, Indian River, Martin, Miami-Dade, Monroe, Nassau, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

There is a minimum of $10 to open a Savings Account (required by the credit union), $5 of which will apply to your one-time membership fee. A minimum of $25 is required to open a Checking Account.

NCUA Insured Yes
Charter Number # # 67297
Date Established 1951
Assets $4,815.75 million
Loans $3,696.62 million
Deposits $4,109.84 million
Capital $650.07 million

Field of Membership Restrictions

Membership in Space Coast Credit Union is open to those who live or work in Brevard, Flagler, Broward, Indian River, Miami-Dade, Martin, Orange, Monroe, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

Deposit Rates - June 5, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $500 $99,999 Learn More
Money Market
0.15% $2,500 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.25% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn More
12 Mo CD
0.70% $500 - Learn More
18 Mo CD
0.75% $500 - Learn More
24 Mo CD
0.80% $500 - Learn More
30 Mo CD
0.90% $500 - Learn More
36 Mo CD
1.00% $500 - Learn More
48 Mo CD
1.21% $500 - Learn More
60 Mo CD
1.41% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.50% $1 $49,999 Learn MoreShow Less
Fixed IRA
0.95% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $4,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Interest Checking 0.08% $1,500 $15.00 Learn MoreShow Less
Free Checking 0.00% $0 $0.00 Learn MoreShow Less

Loan Rates - June 5, 2020

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


Below are Space Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Space Coast Locations

Financial Details

Space Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Space Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Space Coast U.S. Average
4.04% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Space Coast had $25,400,845 in non-current loans and $3,005,296 in owned assets. To cover these potential losses it had $650,065,170 in net worth and $53,687,311 in loans loss reserves. That gives it a Texas Ratio of 4.04%.

Net Worth
Space Coast U.S. Average
13.49% 13.86%

Space Coast FCU has a net worth of 13.49% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Space Coast

Branches and Savings

What is Space Coast?

A federal credit union, registered with the NCUA under certificate #67297.
Learn more about credit unions here.

Is Space Coast FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Space Coast?

Please see Field of Membership information above for information on who is eligible to join.

What are Space Coast's share account and share certificate rates?

Space Coast's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Space Coast?

Space Coast has total capital of $650.07 million. Full information on Space Coast's financial position is located above.

Who owns Space Coast?

Credit Unions are owned by their members.

Where are Space Coast branches located?

See branch locations nearby.

Are Space Coast ATMs Open 24/7?

Do Space Coast ATMs accept cash deposits?

Can Space Coast customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Space Coast have a mobile app?

Does Space Coast have mobile deposit?

Does Space Coast have quick pay?

How can Space Coast transfer money to other banks or credit unions?

Does Space Coast report to credit bureaus?

Does Space Coast use Chexsystems?

Does Space Coast use Equifax?

What is Space Coast's toll free phone number?

What is Space Coast's ACH Routing Number?

What is Space Coast's SWIFT code?

Where can I find Space Coast's wire transfer form?

What is the Space Coast address for deposits?

What Products Does Space Coast Offer

Does Space Coast offer mortgages?

Compare mortgage rates here.

Does Space Coast offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Space Coast offer auto and RV loans?

Compare auto loan rates here.

Does Space Coast offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Space Coast

  • September 30, 2016

    CDs 60 Month Rates

    what the rate on 5 years cd if your a elite member

Add Your Review

Rate it here →