Space Coast Credit Union

Headquarters

8045 N Wickham Rd
Melbourne, FL 32940
See all branch locations →

Phone 1-321-752-2222

Notable Rates APY Vs.Others
Savings 0.05% 1.02% →
1-Year CD 0.50% 1.52% →
2-Year CD 0.60% 2.31% →
5-Year CD 1.21% 3.00% →
30-Year Mortgage 3.97% 2.81% →
15-Year Mortgage 3.49% 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Space Coast is an NCUA insured institution located in Melbourne, FL. It was founded in 1951 and has approximately $6746 millions in assets.

Who Can Join?

Membership in Space Coast Credit Union is open to all who work or live in Brevard, Broward, Clay, Duval, Flagler, Indian River, Martin, Miami-Dade, Monroe, Nassau, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

There is a minimum of $10 to open a Savings Account (required by the credit union), $5 of which will apply to your one-time membership fee. A minimum of $25 is required to open a Checking Account.

NCUA Insured Yes / State-Chartered
Charter Number # # 67297
Date Established 1951
Assets $6,746.00 million
Loans $4,926.02 million
Deposits $5,918.30 million
Capital $773.79 million
 

Field of Membership Restrictions

Membership in Space Coast Credit Union is open to those who live or work in Brevard, Flagler, Broward, Indian River, Miami-Dade, Martin, Orange, Monroe, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

Deposit Rates - May 18, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Interest Checking 0.08% $1,500 $15.00 Learn MoreShow Less
Free Checking 0.00% $0 $0.00 Learn MoreShow Less

Loan Rates - May 18, 2022

Your Current Location: California, CA 92111

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Space Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Space Coast Locations



Climate Initiatives

SPACE COAST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Space Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Space Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Space Coast U.S. Average
3.44% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Space Coast had $27,325,257 in non-current loans and $836,270 in owned assets. To cover these potential losses it had $773,787,222 in net worth and $45,756,104 in loans loss reserves. That gives it a Texas Ratio of 3.44%.

Net Worth
Space Coast U.S. Average
11.47% 12.36%

Space Coast FCU has a net worth of 11.47% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for SPACE COAST


  • September 30, 2016

    CDs 60 Month Rates

    what the rate on 5 years cd if your a elite member

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