This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.19% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,095 | 1,467 |
| 2 | 52,095 | 2,183 | 1,528 |
| 3 | 54,278 | 2,274 | 1,592 |
| 4 | 56,552 | 2,370 | 1,659 |
| 5 | 58,922 | 2,469 | 1,728 |
| 6 | 61,390 | 2,572 | 1,801 |
| 7 | 63,963 | 2,680 | 1,876 |
| 8 | 66,643 | 2,792 | 1,955 |
| 9 | 69,435 | 2,909 | 2,037 |
| 10 | 72,344 | 3,031 | 2,122 |
| 11 | 75,376 | 3,158 | 2,211 |
| 12 | 78,534 | 3,291 | 2,303 |
| 13 | 81,824 | 3,428 | 2,400 |
| 14 | 85,253 | 3,572 | 2,500 |
| 15 | 88,825 | 3,722 | 2,605 |
| 16 | 92,547 | 3,878 | 2,714 |
| 17 | 96,424 | 4,040 | 2,828 |
| 18 | 100,465 | 4,209 | 2,947 |
| 19 | 104,674 | 4,386 | 3,070 |
| 20 | 109,060 | 4,570 | 3,199 |
| TOTAL | $63,629 | $44,541 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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