Yonkers, NY 10701

Notable Rates APY Vs.Others
Savings 0.51% 1.96% →
1-Year CD 1.77% 2.02% →
2-Year CD N.A. 2.02% →
5-Year CD N.A. 2.02% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Suma Yonkers is an NCUA insured institution located in Yonkers, NY. It was founded in 1964 and has approximately $334.88 millions in assets.

Who can join?

The union serves members in Yonkers, NY, Spring Valley, NY and Stamford, CT and people who live in the vicinity of branches.

NCUA Insured Yes
Charter Number # # 16360
Date Established 1964
Assets $334.88 million
Loans $213.14 million
Deposits $286.08 million
Capital $48.69 million

Field of Membership Restrictions

Membership in Suma Yonkers Federal Credit Union is only open to members of the Yonkers branch of the Ukrainian-American Youth Association.

Deposit Rates - April 2, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.51% $50 - Learn MoreShow Less
Money Market
1.01% $50 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.26% $1,000 - Learn MoreShow Less
6 Mo CD
1.51% $1,000 - Learn MoreShow Less
Fixed IRA
1.77% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $200 - Learn MoreShow Less

Loan Rates - April 2, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for SUMA YONKERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Below are Suma Yonkers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Suma Yonkers Locations

Financial Details

Suma Yonkers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Suma Yonkers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Suma Yonkers U.S. Average
3.66% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Suma Yonkers had $25,425 in non-current loans and $1,863,000 in owned assets. To cover these potential losses it had $48,693,580 in net worth and $2,834,985 in loans loss reserves. That gives it a Texas Ratio of 3.66%.

Net Worth
Suma Yonkers U.S. Average
14.54% 13.65%

Suma Yonkers FCU has a net worth of 14.54% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Suma Yonkers

Branches and Savings

What is Suma Yonkers?

A federal credit union, registered with the NCUA under certificate #16360.
Learn more about credit unions here.

Is Suma Yonkers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Suma Yonkers?

Please see Field of Membership information above for information on who is eligible to join.

What are Suma Yonkers's share account and share certificate rates?

Suma Yonkers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Suma Yonkers?

Suma Yonkers has total capital of $48.69 million. Full information on Suma Yonkers's financial position is located above.

Who owns Suma Yonkers?

Credit Unions are owned by their members.

Where are Suma Yonkers branches located?

See branch locations nearby.

Are Suma Yonkers ATMs Open 24/7?

Do Suma Yonkers ATMs accept cash deposits?

Can Suma Yonkers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Suma Yonkers have a mobile app?

Does Suma Yonkers have mobile deposit?

Does Suma Yonkers have quick pay?

How can Suma Yonkers transfer money to other banks or credit unions?

Does Suma Yonkers report to credit bureaus?

Does Suma Yonkers use Chexsystems?

Does Suma Yonkers use Equifax?

What is Suma Yonkers's toll free phone number?

What is Suma Yonkers's ACH Routing Number?

What is Suma Yonkers's SWIFT code?

Where can I find Suma Yonkers's wire transfer form?

What is the Suma Yonkers address for deposits?

What Products Does Suma Yonkers Offer

Does Suma Yonkers offer mortgages?

Compare mortgage rates here.

Does Suma Yonkers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Suma Yonkers offer auto and RV loans?

Compare auto loan rates here.

Does Suma Yonkers offer student loans or personal loans?

Compare personal loan rates here.

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