Suma Federal Credit Union


125 Corporate Blvd
Yonkers, NY 10701
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Notable Rates APY Vs.Others
Savings 0.25% 5.55% →
1-Year CD 5.00% 5.60% →
2-Year CD 4.24% 4.90% →
5-Year CD 4.08% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Suma is an NCUA insured institution located in Yonkers, NY. It was founded in 1964 and has approximately $420.19 millions in assets.

Who can join?

The union serves members in Yonkers, NY, Spring Valley, NY and Stamford, CT and people who live in the vicinity of branches.

NCUA Insured Yes / Federally Chartered
Charter Number # # 16360
Date Established 1964
Assets $420.19 million
Loans $272.89 million
Deposits $367.25 million
Capital $53.64 million

Field of Membership Restrictions

Membership in Suma Yonkers Federal Credit Union is only open to members of the Yonkers branch of the Ukrainian-American Youth Association.

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $50 - Learn More
Money Market
2.28% $50 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
3.30% $1,000 - Learn More
12 Mo CD
5.00% $1,000 - Learn More
24 Mo CD
4.24% $1,000 - Learn More
36 Mo CD
4.19% $1,000 - Learn More
48 Mo CD
4.13% $1,000 - Learn More
60 Mo CD
4.08% $1,000 - Learn More
Int Checking Rates APY MIN MAX
0.05% $200 - Learn MoreShow Less

Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Suma

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.894% 6.750% 0.88 $4,746 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Suma
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Climate Policy and Initiatives

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Financial Details

Suma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Suma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Suma U.S. Average
3.43% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Suma had $1,632,347 in non-current loans and $288,000 in owned assets. To cover these potential losses it had $53,640,778 in net worth and $2,343,830 in loans loss reserves. That gives it a Texas Ratio of 3.43%.

Net Worth
Suma U.S. Average
12.73% 13.62%

Suma FCU has a net worth of 12.73% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Suma

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