Suma Yonkers Federal Credit Union

Headquarters

125 Corporate Blvd
Yonkers, NY 10701
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 3.05% →
1-Year CD 3.30% 3.30% →
2-Year CD 3.38% 3.60% →
5-Year CD 3.56% 3.75% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Suma Yonkers is an NCUA insured institution located in Yonkers, NY. It was founded in 1964 and has approximately $413.69 millions in assets.

Who can join?

The union serves members in Yonkers, NY, Spring Valley, NY and Stamford, CT and people who live in the vicinity of branches.

NCUA Insured Yes / Federally Chartered
Charter Number # # 16360
Date Established 1964
Assets $413.69 million
Loans $220.48 million
Deposits $360.28 million
Capital $52.90 million
 

Field of Membership Restrictions

Membership in Suma Yonkers Federal Credit Union is only open to members of the Yonkers branch of the Ukrainian-American Youth Association.

Deposit Rates - September 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.25% $50 - Learn More
Money Market
1.01% $50 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
2.02% $1,000 - Learn More
12 Mo CD
3.30% $1,000 - Learn More
24 Mo CD
3.38% $1,000 - Learn More
36 Mo CD
3.45% $1,000 - Learn More
48 Mo CD
3.50% $1,000 - Learn More
60 Mo CD
3.56% $1,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.05% $200 - Learn MoreShow Less

Loan Rates - September 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SUMA YONKERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.250% 7.125% 0.75 $3,125 $1,685 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
6.871% 6.750% 0.88 $3,108 $1,622 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
5.740 %
After Intro: 6.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SUMA YONKERS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Suma Yonkers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Suma Yonkers Locations



Climate Initiatives

SUMA YONKERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Suma Yonkers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Suma Yonkers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Suma Yonkers U.S. Average
7.05% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Suma Yonkers had $3,628,794 in non-current loans and $288,000 in owned assets. To cover these potential losses it had $52,897,972 in net worth and $2,632,221 in loans loss reserves. That gives it a Texas Ratio of 7.05%.

Net Worth
Suma Yonkers U.S. Average
12.79% 12.28%

Suma Yonkers FCU has a net worth of 12.79% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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