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Comparison of Deposit Account from SUNBELT with 0.90% - November 2026


Long-Term Analysis of Bath State Bank with 0.52% APY and SUNBELT with 0.90% APY and ALLEGACY with 2.80% APY and COLUMBUS METRO with 0.80% APY and JUSTICE with 3.16% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Bath State Bank
    0.52%
    -
    $50,000
    24 Month
    Bank
    0.78x (National Avg. - 0.67%)
    $10,000
     
    SCENARIO
    Year Rate
    0.52%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 260 182
    2 50,260 261 183
    3 50,521 263 184
    4 50,784 264 185
    5 51,048 265 186
    6 51,314 267 187
    7 51,580 268 188
    8 51,849 270 189
    9 52,118 271 190
    10 52,389 272 191
    11 52,662 274 192
    12 52,936 275 193
    13 53,211 277 194
    14 53,487 278 195
    15 53,766 280 196
    16 54,045 281 197
    17 54,326 282 198
    18 54,609 284 199
    19 54,893 285 200
    20 55,178 287 201
    TOTAL $5,465 $3,826
  • 2
    LOCAL CD
    SUNBELT
    0.90%
    -
    $50,000
    60 Month
    Credit Union
    0.97x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 3
    LOCAL CD
    ALLEGACY
    2.80%
    -
    $50,000
    48 Month
    Credit Union
    3.40x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    2.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,400 980
    2 51,400 1,439 1,007
    3 52,839 1,479 1,036
    4 54,319 1,521 1,065
    5 55,840 1,564 1,094
    6 57,403 1,607 1,125
    7 59,010 1,652 1,157
    8 60,663 1,699 1,189
    9 62,361 1,746 1,222
    10 64,107 1,795 1,257
    11 65,902 1,845 1,292
    12 67,748 1,897 1,328
    13 69,645 1,950 1,365
    14 71,595 2,005 1,403
    15 73,599 2,061 1,443
    16 75,660 2,118 1,483
    17 77,779 2,178 1,524
    18 79,956 2,239 1,567
    19 82,195 2,301 1,611
    20 84,497 2,366 1,656
    TOTAL $36,862 $25,804
  • 4
    LOCAL CD
    COLUMBUS METRO
    0.80%
    -
    $50,000
    36 Month
    Credit Union
    1.05x (National Avg. - 0.76%)
    $10,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 5
    LOCAL CD
    JUSTICE
    3.16%
    -
    $50,000
    6 Month
    Credit Union
    7.82x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    3.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,580 1,106
    2 51,580 1,630 1,141
    3 53,210 1,681 1,177
    4 54,891 1,735 1,214
    5 56,626 1,789 1,253
    6 58,415 1,846 1,292
    7 60,261 1,904 1,333
    8 62,165 1,964 1,375
    9 64,130 2,027 1,419
    10 66,156 2,091 1,463
    11 68,247 2,157 1,510
    12 70,404 2,225 1,557
    13 72,628 2,295 1,607
    14 74,923 2,368 1,657
    15 77,291 2,442 1,710
    16 79,733 2,520 1,764
    17 82,253 2,599 1,819
    18 84,852 2,681 1,877
    19 87,533 2,766 1,936
    20 90,299 2,853 1,997
    TOTAL $43,153 $30,207

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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    Early Withdrawal Penalty is 730 days interest.

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    Last change: ↑0.80% on April 27.
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    Last change: ↑0.78% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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