2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8905
Date Established 1953
Assets $226.32 million
Loans $94.81 million
Deposits $181.61 million
Capital $39.61 million

Sunbelt is an NCUA insured institution located in Laurel, MS. It was founded in 1953 and has approximately $226.32 millions in assets.

Who can join?

Employees and volunteers of the qualified employee groups that are within the field of membership.

Membership includes anyone who lives, works, worships or volunteers in Jones and Wayne Counties, and certain parts of Forrest and Lamar Counties.

Also eligible...
Persons who retired while in the field of membership
Members of the immediate family or household of persons eligible for membership
Spouse of persons who died while in the field of membership

Immediate family:
Spouse
Child
Stepchild
Mother
Father
Grandparent
Brother
Sister
Stepbrother
Stepsister
Stepmother
Stepfather
Adoptive Children

Field of Membership Restrictions

Membership in Central Sunbelt Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Jones, Pike and Wayne Counties, and certain parts of Forrest and Lamar Counties. Membership is also open to employees and members of Pike County, Hattiesburg Public School District, and over 150 Select Employer Groups.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.55% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.25% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $500 - Learn MoreShow Less
12 Mo CD
1.25% $500 - Learn MoreShow Less
24 Mo CD
1.51% $500 - Learn MoreShow Less
36 Mo CD
1.91% $500 - Learn MoreShow Less
48 Mo CD
2.27% $500 - Learn MoreShow Less
60 Mo CD
2.52% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.50% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $100 - Learn MoreShow Less
Checking Rates APY MIN FEE
Advantage Checking 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SUNBELT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.427% 3.375% 0.25 $1,637 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to SUNBELT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Sunbelt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sunbelt Locations


Financial Details

Sunbelt Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sunbelt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sunbelt U.S. Average
3.72% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Sunbelt had $1,481,006 in non-current loans and $53,361 in owned assets. To cover these potential losses it had $39,605,082 in net worth and $1,635,873 in loans loss reserves. That gives it a Texas Ratio of 3.72%.

Net Worth
Sunbelt U.S. Average
17.49% 13.47%

Sunbelt FCU has a net worth of 17.49% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sunbelt

Branches and Savings

What is Sunbelt?

A federal credit union, registered with the NCUA under certificate #8905.
Learn more about credit unions here.

Is Sunbelt FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sunbelt?

Please see Field of Membership information above for information on who is eligible to join.

What are Sunbelt's share account and share certificate rates?

Sunbelt's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sunbelt?

Sunbelt has total capital of $39.61 million. Full information on Sunbelt's financial position is located above.

Who owns Sunbelt?

Credit Unions are owned by their members.

Where are Sunbelt branches located?

See branch locations nearby.

Are Sunbelt ATMs Open 24/7?

Do Sunbelt ATMs accept cash deposits?

Can Sunbelt customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sunbelt have a mobile app?

Does Sunbelt have mobile deposit?

Does Sunbelt have quick pay?

How can Sunbelt transfer money to other banks or credit unions?

Does Sunbelt report to credit bureaus?

Does Sunbelt use Chexsystems?

Does Sunbelt use Equifax?

What is Sunbelt's toll free phone number?

What is Sunbelt's ACH Routing Number?

What is Sunbelt's SWIFT code?

Where can I find Sunbelt's wire transfer form?

What is the Sunbelt address for deposits?

What Products Does Sunbelt Offer

Does Sunbelt offer mortgages?

Compare mortgage rates here.

Does Sunbelt offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sunbelt offer auto and RV loans?

Compare auto loan rates here.

Does Sunbelt offer student loans or personal loans?

Compare personal loan rates here.

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