Sunbelt Federal Credit Union

Headquarters

6885 U S Highway 49
Hattiesburg, MS 39402
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 4.01% →
1-Year CD 0.45% 4.50% →
2-Year CD 0.55% 4.73% →
5-Year CD 0.90% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Sunbelt is an NCUA insured institution located in Hattiesburg, MS. It was founded in 1953 and has approximately $289.2 millions in assets.

Who can join?

Employees and volunteers of the qualified employee groups that are within the field of membership.

Membership includes anyone who lives, works, worships or volunteers in Jones and Wayne Counties, and certain parts of Forrest and Lamar Counties.

Also eligible...
Persons who retired while in the field of membership
Members of the immediate family or household of persons eligible for membership
Spouse of persons who died while in the field of membership

Immediate family:
Spouse
Child
Stepchild
Mother
Father
Grandparent
Brother
Sister
Stepbrother
Stepsister
Stepmother
Stepfather
Adoptive Children

NCUA Insured Yes / Federally Chartered
Charter Number # # 8905
Date Established 1953
Assets $289.20 million
Loans $121.40 million
Deposits $240.05 million
Capital $48.49 million
 

Field of Membership Restrictions

Membership in Central Sunbelt Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Jones, Pike and Wayne Counties, and certain parts of Forrest and Lamar Counties. Membership is also open to employees and members of Pike County, Hattiesburg Public School District, and over 150 Select Employer Groups.

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.55% $10,000 $14,999 Learn More
Money Market
0.55% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 - Learn More
12 Mo CD
0.45% $10,000 - Learn More
24 Mo CD
0.55% $10,000 - Learn More
36 Mo CD
0.65% $10,000 - Learn More
48 Mo CD
0.80% $10,000 - Learn More
60 Mo CD
0.90% $10,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Advantage Checking 1.00% $0 $0.00 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SUNBELT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.912% 5.820% 1.00 $2,500 $1,471 Learn More
Rocket Mortgage
NMLS ID: 3030
7.138% 6.990% 1.00 $3,750 $1,662 Learn More
First Internet Bank
NMLS ID: 424182
6.200% 6.125% 0.75 $1,998 $1,520 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to SUNBELT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sunbelt branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sunbelt Locations



Climate Initiatives

SUNBELT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Sunbelt Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sunbelt. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sunbelt U.S. Average
2.97% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Sunbelt had $1,361,255 in non-current loans and $126,300 in owned assets. To cover these potential losses it had $48,493,998 in net worth and $1,639,112 in loans loss reserves. That gives it a Texas Ratio of 2.97%.

Net Worth
Sunbelt U.S. Average
16.77% 12.40%

Sunbelt FCU has a net worth of 16.77% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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