COLUMBUS METRO

4000 E Broad St, PO Box 13240
Columbus, OH 43213

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7393
Date Established 1951
Assets $232.95 million
Loans $186.65 million
Deposits $205.53 million
Capital $26.49 million

Columbus Metro is an NCUA insured institution located in Columbus, OH. It was founded in 1951 and has approximately $232.95 millions in assets.

Who can join?
You volunteer for an organization located in Franklin County;
You are an immediate family member or live in the same household as someone who is currently a member; or
Your spouse was eligible to join Columbus Metro at the time of his/her death.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in Franklin County. Membership is also open to immediate family of existing members

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $4,999 Learn MoreShow Less
Money Market
1.75% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.60% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.30% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
1.55% $100,000 - Learn MoreShow Less
1.60% $500 $99,999 Learn MoreShow Less
12 Mo CD
1.85% $100,000 - Learn MoreShow Less
1.65% $500 $99,999 Learn MoreShow Less
18 Mo CD
1.90% $100,000 - Learn MoreShow Less
2.10% $500 $99,999 Learn MoreShow Less
24 Mo CD
2.35% $100,000 - Learn MoreShow Less
2.10% $500 $99,999 Learn MoreShow Less
30 Mo CD
2.35% $100,000 - Learn MoreShow Less
2.30% $500 $99,999 Learn MoreShow Less
36 Mo CD
2.55% $100,000 - Learn MoreShow Less
2.45% $500 $99,999 Learn MoreShow Less
48 Mo CD
2.70% $100,000 - Learn MoreShow Less
2.55% $500 $99,999 Learn MoreShow Less
60 Mo CD
2.80% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $10 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $250 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COLUMBUS METRO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to COLUMBUS METRO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Columbus Metro branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Columbus Metro Locations


Financial Details

Columbus Metro Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Columbus Metro. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Columbus Metro U.S. Average
2.79% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Columbus Metro had $628,843 in non-current loans and $132,982 in owned assets. To cover these potential losses it had $26,490,946 in net worth and $810,335 in loans loss reserves. That gives it a Texas Ratio of 2.79%.

Net Worth
Columbus Metro U.S. Average
11.37% 13.47%

Columbus Metro FCU has a net worth of 11.37% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Columbus Metro

Branches and Savings

What is Columbus Metro?

A federal credit union, registered with the NCUA under certificate #7393.
Learn more about credit unions here.

Is Columbus Metro FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Columbus Metro?

Please see Field of Membership information above for information on who is eligible to join.

What are Columbus Metro's share account and share certificate rates?

Columbus Metro's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Columbus Metro?

Columbus Metro has total capital of $26.49 million. Full information on Columbus Metro's financial position is located above.

Who owns Columbus Metro?

Credit Unions are owned by their members.

Where are Columbus Metro branches located?

See branch locations nearby.

Are Columbus Metro ATMs Open 24/7?

Do Columbus Metro ATMs accept cash deposits?

Can Columbus Metro customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Columbus Metro have a mobile app?

Does Columbus Metro have mobile deposit?

Does Columbus Metro have quick pay?

How can Columbus Metro transfer money to other banks or credit unions?

Does Columbus Metro report to credit bureaus?

Does Columbus Metro use Chexsystems?

Does Columbus Metro use Equifax?

What is Columbus Metro's toll free phone number?

What is Columbus Metro's ACH Routing Number?

What is Columbus Metro's SWIFT code?

Where can I find Columbus Metro's wire transfer form?

What is the Columbus Metro address for deposits?

What Products Does Columbus Metro Offer

Does Columbus Metro offer mortgages?

Compare mortgage rates here.

Does Columbus Metro offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Columbus Metro offer auto and RV loans?

Compare auto loan rates here.

Does Columbus Metro offer student loans or personal loans?

Compare personal loan rates here.

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