Compare Savings vs. CDs
Comparison of Deposit Account from TEXANS with 0.05%
- September 2026
Long-Term Analysis of 1ST GATEWAY with 1.00% APY and THE SUMMIT with 2.65% APY and TRUPARTNER with 0.65% APY and TEXANS with 0.05% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.00%-$50,00036 MonthCredit Union1.32x (National Avg. - 0.76%)$1,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 2LOCAL CD2.65%-$50,00048 MonthCredit Union3.22x (National Avg. - 0.82%)$500SCENARIO
Year Rate
2.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,325 928 2 51,325 1,360 952 3 52,685 1,396 977 4 54,081 1,433 1,003 5 55,514 1,471 1,030 6 56,986 1,510 1,057 7 58,496 1,550 1,085 8 60,046 1,591 1,114 9 61,637 1,633 1,143 10 63,270 1,677 1,174 11 64,947 1,721 1,205 12 66,668 1,767 1,237 13 68,435 1,814 1,269 14 70,248 1,862 1,303 15 72,110 1,911 1,338 16 74,021 1,962 1,373 17 75,982 2,014 1,409 18 77,996 2,067 1,447 19 80,063 2,122 1,485 20 82,185 2,178 1,525 TOTAL $34,362 $24,054 - 3LOCAL CD0.65%-$50,00012 MonthCredit Union1.18x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 325 228 2 50,325 327 229 3 50,652 329 230 4 50,981 331 232 5 51,313 334 233 6 51,646 336 235 7 51,982 338 237 8 52,320 340 238 9 52,660 342 240 10 53,002 345 241 11 53,347 347 243 12 53,693 349 244 13 54,042 351 246 14 54,394 354 247 15 54,747 356 249 16 55,103 358 251 17 55,461 360 252 18 55,822 363 254 19 56,185 365 256 20 56,550 368 257 TOTAL $6,917 $4,842 - 4LOCAL MONEY MARKET0.05%-$50,000N.A.Credit Union0.09x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.51% on April 27. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.50% on April 27. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.48% on April 27. |
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