2024 Overview
General Credit Union Information
Texans is an NCUA insured institution located in Richardson, TX. It was founded in 1953 and has approximately $2195.93 millions in assets.
Who can join?
Membership at Texans Credit Union is open to individuals who live, work or attend school in the Texas counties of Collin, Dallas, Grayson, Rockwall, Travis, Williamson and parts of Denton, as well as employees who work for Select Employee Groups that are located within our field of membership. The immediate family of a current Texans Credit Union member is also eligible for membership, regardless of place of residence or employment.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60806 |
| Date Established | 1953 |
| Assets | $2,195.93 million |
| Loans | $1,417.37 million |
| Deposits | $1,992.72 million |
| Capital | $223.17 million |
Field of Membership Restrictions
Membership in Texans Credit Union is open to those who live, work, or attend school in Collin, Dallas, Grayson, Rockwall, Travis, Williamson Counties and select area of Denton County in Texas. Membership is also open to employees of select businesses in the listed counties.
Deposit Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.05% | $10,000 | $14,999 |
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|
Premium Money Market Account
|
0.10% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.56% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.56% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Texans
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Texans
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Texans branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TEXANS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Texans Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Texans. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Texans | U.S. Average |
|---|---|
| 3.82% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Texans had $8,395,485 in non-current loans and $300,653 in owned assets. To cover these potential losses it had $223,166,239 in net worth and $4,429,555 in loans loss reserves. That gives it a Texas Ratio of 3.82%.
Net Worth
| Texans | U.S. Average |
|---|---|
| 10.16% | 13.62% |
Texans FCU has a net worth of 10.16% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Texans
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