TEXANS

PO BOX 853912
Richardson, TX 75085

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.51% 2.50% →
5-Year CD 2.22% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Texans is an NCUA insured institution located in Richardson, TX. It was founded in 1953 and has approximately $1618.69 millions in assets.

Who can join?

Membership at Texans Credit Union is open to individuals who live, work or attend school in the Texas counties of Collin, Dallas, Grayson, Rockwall, Travis, Williamson and parts of Denton, as well as employees who work for Select Employee Groups that are located within our field of membership. The immediate family of a current Texans Credit Union member is also eligible for membership, regardless of place of residence or employment.

NCUA Insured Yes
Charter Number # # 60806
Date Established 1953
Assets $1,618.69 million
Loans $914.30 million
Deposits $1,479.99 million
Capital $129.51 million
 

Field of Membership Restrictions

Membership in Texans Credit Union is open to those who live, work, or attend school in Collin, Dallas, Grayson, Rockwall, Travis, Williamson Counties and select area of Denton County in Texas. Membership is also open to employees of select businesses in the listed counties.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.05% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.10% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $1,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.50% $100,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
1.00% $100,000 - Learn MoreShow Less
18 Mo CD
1.11% $1,000 - Learn MoreShow Less
1.51% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.51% $100,000 - Learn MoreShow Less
1.87% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
1.87% $100,000 - Learn MoreShow Less
1.97% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
1.97% $100,000 - Learn MoreShow Less
2.22% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
2.22% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TEXANS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to TEXANS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Texans branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Texans Locations


Financial Details

Texans Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texans. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texans U.S. Average
1.83% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Texans had $2,004,122 in non-current loans and $424,653 in owned assets. To cover these potential losses it had $129,513,282 in net worth and $3,010,250 in loans loss reserves. That gives it a Texas Ratio of 1.83%.

Net Worth
Texans U.S. Average
8% 13.65%

Texans FCU has a net worth of 8% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texans

Branches and Savings

What is Texans?

A federal credit union, registered with the NCUA under certificate #60806.
Learn more about credit unions here.

Is Texans FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Texans?

Please see Field of Membership information above for information on who is eligible to join.

What are Texans's share account and share certificate rates?

Texans's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texans?

Texans has total capital of $129.51 million. Full information on Texans's financial position is located above.

Who owns Texans?

Credit Unions are owned by their members.

Where are Texans branches located?

See branch locations nearby.

Are Texans ATMs Open 24/7?

Do Texans ATMs accept cash deposits?

Can Texans customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texans have a mobile app?

Does Texans have mobile deposit?

Does Texans have quick pay?

How can Texans transfer money to other banks or credit unions?

Does Texans report to credit bureaus?

Does Texans use Chexsystems?

Does Texans use Equifax?

What is Texans's toll free phone number?

What is Texans's ACH Routing Number?

What is Texans's SWIFT code?

Where can I find Texans's wire transfer form?

What is the Texans address for deposits?

What Products Does Texans Offer

Does Texans offer mortgages?

Compare mortgage rates here.

Does Texans offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texans offer auto and RV loans?

Compare auto loan rates here.

Does Texans offer student loans or personal loans?

Compare personal loan rates here.

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