TEXANS

PO Box 853912
Richardson, TX 75085

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 60806
Date Established 1953
Assets $1,608.77 million
Loans $956.65 million
Deposits $1,507.95 million
Capital $103.83 million

Texans is an NCUA insured institution located in Richardson, TX. It was founded in 1953 and has approximately $1608.77 millions in assets.

Who can join?

Membership at Texans Credit Union is open to individuals who live, work or attend school in the Texas counties of Collin, Dallas, Grayson, Rockwall, Travis, Williamson and parts of Denton, as well as employees who work for Select Employee Groups that are located within our field of membership. The immediate family of a current Texans Credit Union member is also eligible for membership, regardless of place of residence or employment.

Field of Membership Restrictions

Membership in Texans Credit Union is open to those who live, work, or attend school in Collin, Dallas, Grayson, Rockwall, Travis, Williamson Counties and select area of Denton County in Texas. Membership is also open to employees of select businesses in the listed counties.

Deposit Rates - March 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.05% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.10% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $1,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.50% $100,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
1.00% $100,000 - Learn MoreShow Less
18 Mo CD
1.11% $1,000 - Learn MoreShow Less
1.51% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.51% $100,000 - Learn MoreShow Less
1.87% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
1.87% $100,000 - Learn MoreShow Less
1.97% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
1.97% $100,000 - Learn MoreShow Less
2.22% $1,000 $99,999 Learn MoreShow Less
60 Mo CD
2.22% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - March 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEXANS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
4.031% 4.000% 0.38 $925 $1,194 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to TEXANS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Texans branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Texans Locations


Financial Details

Texans Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texans. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texans U.S. Average
2.26% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Texans had $1,996,624 in non-current loans and $424,653 in owned assets. To cover these potential losses it had $103,832,792 in net worth and $3,339,680 in loans loss reserves. That gives it a Texas Ratio of 2.26%.

Net Worth
Texans U.S. Average
6.45% 13.08%

Texans FCU has a net worth of 6.45% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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