Bar-cons Federal Credit Union
Headquarters
1142 N Marr Rd
Columbus, IN 47201
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2024 Overview
General Credit Union Information
Bar-cons is an NCUA insured institution located in Columbus, IN. It was founded in 1965 and has approximately $49.06 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 17040 |
| Date Established | 1965 |
| Assets | $49.06 million |
| Loans | $36.97 million |
| Deposits | $41.76 million |
| Capital | $6.84 million |
Field of Membership Restrictions
Must be an employee of any of the following groups or businesses: Athen’s Ambulance – Columbus Regional H & R Block - Shelbyville BCSC Jennings County Schools Bar-Cons Federal Credit Union Johnson Special Services Bartholomew County Employees Madison Special Services Bartholomew County Library Miller’s TV Batesville Community School System Nineveh-Hensley-Jackson Corp. Blue River Special Education Northwestern Tri . Central Catholic Community Physician’s Practice Organization, Inc. Children’s Inc. Policemen’s Pension Fund City of Columbus Quinco City Utilities Rush Electric Columbus Christian School Rushville United Teachers Association Columbus Health Lab St. Peter’s Columbus Regional Hospital Sandcrest Family Medicine Decatur County Schools Seymour Community Schools East Side Community Center Shelby Central Schools Edinburgh Community Schools Shelby Central Cafeteria Family Members Shelby County Employees Fireman’s Pension Fund Shelby Eastern Flat-Rock Hawcreek Corp. Southeastern Indiana medical Holdings, Inc. Franklin School Cafeteria Southwestern Consolidated Franklin School Corp. Greensburg Community Schools.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $200 | - |
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|
|
Money Market
|
0.20% | $2,500 | $9,999 |
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|
|
Money Market
|
0.25% | $10,000 | $24,999 |
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|
|
Money Market
|
0.30% | $25,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $5,000 | - |
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|
| 12 Mo CD
|
0.70% | $5,000 | - |
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|
| 18 Mo CD
|
0.75% | $5,000 | $49,999 |
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|
| 18 Mo CD
|
0.85% | $50,000 | - |
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|
| 24 Mo CD
|
0.80% | $5,000 | $49,999 |
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|
| 24 Mo CD
|
0.90% | $50,000 | - |
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|
| 30 Mo CD
|
0.85% | $5,000 | $49,999 |
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|
| 30 Mo CD
|
0.95% | $50,000 | - |
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|
| 36 Mo CD
|
0.90% | $5,000 | $49,999 |
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|
| 36 Mo CD
|
1.00% | $50,000 | - |
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|
| 48 Mo CD
|
1.00% | $5,000 | $49,999 |
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|
| 48 Mo CD
|
1.10% | $50,000 | - |
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|
| 60 Mo CD
|
1.25% | $5,000 | $49,999 |
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|
| 60 Mo CD
|
1.35% | $50,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,000 | - | Learn More |
Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Bar-cons
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.987% | 6.875% | 0.50 | $3,661 | $2,103 | Learn More |
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Bar-cons
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Branches
Below are Bar-cons branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
BAR-CONS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Bar-cons Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Bar-cons. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Bar-cons | U.S. Average |
|---|---|
| 3.69% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Bar-cons had $261,466 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,842,545 in net worth and $245,686 in loans loss reserves. That gives it a Texas Ratio of 3.69%.
Net Worth
| Bar-cons | U.S. Average |
|---|---|
| 13.94% | 13.62% |
Bar-cons FCU has a net worth of 13.94% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Bar-cons
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