1142 N Marr Rd
Columbus, IN 47201


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 17040
Date Established 1965
Assets $36.24 million
Loans $20.04 million
Deposits $32.48 million
Capital $3.52 million

Bar-cons is an NCUA insured institution located in Columbus, IN. It was founded in 1965 and has approximately $36.24 millions in assets.

Field of Membership Restrictions

Must be an employee of any of the following groups or businesses: Athen’s Ambulance – Columbus Regional H & R Block - Shelbyville BCSC Jennings County Schools Bar-Cons Federal Credit Union Johnson Special Services Bartholomew County Employees Madison Special Services Bartholomew County Library Miller’s TV Batesville Community School System Nineveh-Hensley-Jackson Corp. Blue River Special Education Northwestern Tri . Central Catholic Community Physician’s Practice Organization, Inc. Children’s Inc. Policemen’s Pension Fund City of Columbus Quinco City Utilities Rush Electric Columbus Christian School Rushville United Teachers Association Columbus Health Lab St. Peter’s Columbus Regional Hospital Sandcrest Family Medicine Decatur County Schools Seymour Community Schools East Side Community Center Shelby Central Schools Edinburgh Community Schools Shelby Central Cafeteria Family Members Shelby County Employees Fireman’s Pension Fund Shelby Eastern Flat-Rock Hawcreek Corp. Southeastern Indiana medical Holdings, Inc. Franklin School Cafeteria Southwestern Consolidated Franklin School Corp. Greensburg Community Schools.

Deposit Rates - October 17, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $24,999 Learn MoreShow Less
Money Market
0.75% $25,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.35% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,000 - Learn MoreShow Less

Loan Rates - October 17, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BAR-CONS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Ally Bank
NMLS ID: 181005
4.935% 4.875% 0.25 $1,826 $1,324 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.651% 4.625% -0.13 $872 $1,286 Learn More
PenFed Credit Union
NMLS ID: 401822
4.962% 4.875% 0.00 $2,500 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to BAR-CONS
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Below are Bar-cons branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Bar-cons Locations

Financial Details

Bar-cons Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bar-cons. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bar-cons U.S. Average
0.95% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Bar-cons had $35,217 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,520,346 in net worth and $194,326 in loans loss reserves. That gives it a Texas Ratio of 0.95%.

Net Worth
Bar-cons U.S. Average
9.71% 13.21%

Bar-cons FCU has a net worth of 9.71% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Bar-cons

What is Bar-cons?

A federal credit union, registered with the NCUA under certificate #17040.
Learn more about credit unions here.

Is Bar-cons FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Bar-cons?

Please see Field of Membership information above for information on who is eligible to join.

What are Bar-cons's share account and share certificate rates?

Bar-cons's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Bar-cons?

Bar-cons has total capital of $3.52 million. Full information on Bar-cons's financial position is located above.

Who owns Bar-cons?

Credit Unions are owned by their members.

Where are Bar-cons branches located?

See branch locations nearby.

Are Bar-cons ATMs Open 24/7?

Do Bar-cons ATMs accept cash deposits?

Can Bar-cons customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Bar-cons have a mobile app?

Does Bar-cons have mobile deposit?

Does Bar-cons have quick pay?

How can Bar-cons transfer money to other banks or credit unions?

Does Bar-cons report to credit bureaus?

Does Bar-cons use Chexsystems?

Does Bar-cons use Equifax?

What is Bar-cons's toll free phone number?

What is Bar-cons's ACH Routing Number?

What is Bar-cons's SWIFT code?

Where can I find Bar-cons's wire transfer form?

What is the Bar-cons address for deposits?

What Products Does Bar-cons Offer

Does Bar-cons offer mortgages?

Compare mortgage rates here.

Does Bar-cons offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bar-cons offer auto and RV loans?

Compare auto loan rates here.

Does Bar-cons offer student loans or personal loans?

Compare personal loan rates here.

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