This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.49% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,245 | 1,572 |
| 2 | 52,245 | 2,346 | 1,642 |
| 3 | 54,591 | 2,451 | 1,716 |
| 4 | 57,042 | 2,561 | 1,793 |
| 5 | 59,603 | 2,676 | 1,873 |
| 6 | 62,279 | 2,796 | 1,957 |
| 7 | 65,076 | 2,922 | 2,045 |
| 8 | 67,998 | 3,053 | 2,137 |
| 9 | 71,051 | 3,190 | 2,233 |
| 10 | 74,241 | 3,333 | 2,333 |
| 11 | 77,574 | 3,483 | 2,438 |
| 12 | 81,057 | 3,639 | 2,548 |
| 13 | 84,697 | 3,803 | 2,662 |
| 14 | 88,500 | 3,974 | 2,782 |
| 15 | 92,473 | 4,152 | 2,906 |
| 16 | 96,625 | 4,338 | 3,037 |
| 17 | 100,964 | 4,533 | 3,173 |
| 18 | 105,497 | 4,737 | 3,316 |
| 19 | 110,234 | 4,950 | 3,465 |
| 20 | 115,183 | 5,172 | 3,620 |
| TOTAL | $70,355 | $49,249 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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