2024 Overview
General Credit Union Information
Texas Trust is an NCUA insured institution located in Mansfield, TX. It was founded in 1936 and has approximately $2025.24 millions in assets.
Who can join?
You can join if you:
Live, work, or worship in Dallas, Tarrant or Henderson counties;
Live, work, or worship in the majority of Ellis or Johnson counties (geographic limitations apply);
Are a family member of a person who is eligible for membership
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68434 |
| Date Established | 1936 |
| Assets | $2,025.24 million |
| Loans | $1,544.58 million |
| Deposits | $1,545.75 million |
| Capital | $203.78 million |
Field of Membership Restrictions
Membership in Texas Trust Credit Union is open to those who live, work, or worship in Dallas, Tarrant, or Henderson Counties in Texas or in select areas of Ellis or Johnson Counties. Membership is also open to current, former or incoming students of University of Texas at Arlington.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.16% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.44% | $500 | $49,999 |
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|
| 6 Mo CD
|
4.49% | $50,000 | $97,999 |
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|
| 6 Month Jumbo
|
4.49% | $98,000 | - |
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|
| 7 Month Special
|
5.40% | $500 | $49,999 |
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|
| 12 Mo CD
|
4.65% | $500 | $49,999 |
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|
| 12 Mo CD
|
4.70% | $50,000 | $97,999 |
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|
| 1 Year Jumbo
|
4.70% | $98,000 | - |
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|
| 13 Month Special
|
5.25% | $500 | $49,999 |
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|
| 15 Month Promotional
|
5.12% | $500 | $49,999 |
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|
| 24 Mo CD
|
3.76% | $500 | $49,999 |
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|
| 36 Mo CD
|
3.71% | $500 | $49,999 |
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|
| 48 Mo CD
|
3.58% | $500 | $49,999 |
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|
| 60 Mo CD
|
3.40% | $500 | $49,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Texas Trust
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,885 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Texas Trust
To upload and update your bank's rates please register.
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Branches
Below are Texas Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TEXAS TRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Texas Trust Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Texas Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Texas Trust | U.S. Average |
|---|---|
| 4.75% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Texas Trust had $9,276,412 in non-current loans and $494,581 in owned assets. To cover these potential losses it had $203,784,604 in net worth and $2,023,256 in loans loss reserves. That gives it a Texas Ratio of 4.75%.
Net Worth
| Texas Trust | U.S. Average |
|---|---|
| 10.05% | 13.62% |
Texas Trust FCU has a net worth of 10.05% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Texas Trust
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