This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.73% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 365 | 256 |
| 2 | 50,365 | 368 | 257 |
| 3 | 50,733 | 370 | 259 |
| 4 | 51,103 | 373 | 261 |
| 5 | 51,476 | 376 | 263 |
| 6 | 51,852 | 379 | 265 |
| 7 | 52,230 | 381 | 267 |
| 8 | 52,612 | 384 | 269 |
| 9 | 52,996 | 387 | 271 |
| 10 | 53,383 | 390 | 273 |
| 11 | 53,772 | 393 | 275 |
| 12 | 54,165 | 395 | 277 |
| 13 | 54,560 | 398 | 279 |
| 14 | 54,958 | 401 | 281 |
| 15 | 55,360 | 404 | 283 |
| 16 | 55,764 | 407 | 285 |
| 17 | 56,171 | 410 | 287 |
| 18 | 56,581 | 413 | 289 |
| 19 | 56,994 | 416 | 291 |
| 20 | 57,410 | 419 | 293 |
| TOTAL | $7,829 | $5,480 |
| Year | Rate 0.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 65 | 46 |
| 2 | 50,065 | 65 | 46 |
| 3 | 50,130 | 65 | 46 |
| 4 | 50,195 | 65 | 46 |
| 5 | 50,261 | 65 | 46 |
| 6 | 50,326 | 65 | 46 |
| 7 | 50,391 | 66 | 46 |
| 8 | 50,457 | 66 | 46 |
| 9 | 50,522 | 66 | 46 |
| 10 | 50,588 | 66 | 46 |
| 11 | 50,654 | 66 | 46 |
| 12 | 50,720 | 66 | 46 |
| 13 | 50,786 | 66 | 46 |
| 14 | 50,852 | 66 | 46 |
| 15 | 50,918 | 66 | 46 |
| 16 | 50,984 | 66 | 46 |
| 17 | 51,050 | 66 | 46 |
| 18 | 51,117 | 66 | 47 |
| 19 | 51,183 | 67 | 47 |
| 20 | 51,250 | 67 | 47 |
| TOTAL | $1,316 | $921 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.45% |
$1,500 |
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|
Last change: ↑0.10% on July 13. |
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|
|
4.45% |
$5,000 |
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|
Last change: ↑0.40% on June 24. |
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|
|
4.45% |
$50,000 |
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|
Last change: ↓0.05% on August 2. |
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