Community Bank of Cameron

Headquarters

101 West Main Street
Cameron, WI 54822
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.75% 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD 1.31% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Community Bank of Cameron is an FDIC insured institution located in Cameron, WI. It was founded in 1903 and has approximately $0.13 billion in assets. Customers can open an account at one of its 4 branches.

FDIC Insured Yes
FDIC Certificate # 12349
Date Established 1903
Assets $ 125.96 million
Loans $ 93.87 million
Deposits $ 107.71 million
Capital $ 11.52 million
 

For a more detailed analysis of Community Bank of Cameron's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.95% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More

Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Community Bank of Cameron

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,122 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Community Bank of Cameron
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Community Bank of Cameron branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community Bank of Cameron Locations


Financial Details

Community Bank of Cameron Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Bank of Cameron. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community Bank of Cameron U.S. Bank Average
4.11% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Community Bank of Cameron had $407,000 in non-current loans and $110,000 in owned real estate. To cover these potential losses it had $11,521,000 in equity and $1,059,000 in loans loss reserves. That gives it a Texas Ratio of 4.11%.

Return on Equity
Community Bank of Cameron U.S. Bank Average
14.06% 7.80%

Community Bank of Cameron has a Return on Equity of 14.06% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community Bank of Cameron U.S. Bank Average
9.15% 12.68%

Community Bank of Cameron has a Capitalization of 9.15% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community Bank of Cameron Balance Sheet Analysis

As of March 31, 2020, Community Bank of Cameron had assets of $125,963,000, loans of $93,872,000, and deposits of $107,711,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 14.81 million
Interest-bearing balances $ 11.09 million
Total securities $ 9.17 million
Federal funds sold and reverse repurchase $ 1.34 million
Net loans and leases $ 93.87 million
Loan loss allowance $ 1.06 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.11 million
Goodwill and other intangibles N.A.
All other assets $ 3.18 million
     Total Assets $ 114.44 million
LIABILITIES
Total deposits $ 107.71 million
      Interest-bearing deposits $ 91.32 million
      Deposits held in domestic offices $ 107.71 million
      % insured (estimated) 93.26%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 5.90 million
Subordinated debt N.A.
All other liabilities $ 0.83 million
      Total Liabilities $ 114.44 million
      Shareholders’ Equity $ 11.52 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 1.42 million
Total Interest Expense $ 0.26 million
Net interest income $ 1.16 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 0.13 million
Total non interest expense $ 0.87 million
Pre-tax Net Operating Income $ 0.40 million

Bank Loan Profile?

The top three loan types in Community Bank of Cameron’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Wisconsin, Community Bank of Cameron has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 57.14
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.00
Small Business Loans 0.00
Construction and Development Loans 10.44
Commercial Real Estate 18.28
Commercial and Industrial Loans 5.08
Farm Loans 0.38

Frequently Asked Questions About Community Bank Of Cameron

Branches and Savings

Is Community Bank Of Cameron FDIC insured?

Yes. It is covered under FDIC Certificate #12349.

Why does Community Bank Of Cameron pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community Bank Of Cameron CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community Bank Of Cameron a commercial bank?

Yes

Where are Community Bank Of Cameron locations?

See branch locations nearby.

Is Community Bank Of Cameron open on Saturdays?

Is Community Bank Of Cameron open on Sundays?

What time does Community Bank Of Cameron open?

What time does Community Bank Of Cameron close?

Are Community Bank Of Cameron ATMs Open 24/7?

Do Community Bank Of Cameron ATMs accept cash deposits?

Can Community Bank Of Cameron customers use other ATMs?

Do Community Bank Of Cameron branches have notaries?

Will Community Bank Of Cameron notarize my document?

What address for Community Bank Of Cameron should I put for incoming ACH transfers?

Will the Community Bank Of Cameron branch print checks?

Do Community Bank Of Cameron checks expire?

Does Community Bank Of Cameron require US citizenship to open account?

Can Community Bank Of Cameron close my account?

Does Community Bank Of Cameron Report to credit bureaus?

Does Community Bank Of Cameron Use Equifax?

What is Community Bank Of Cameron's ACH Routing Number?

What is Community Bank Of Cameron's SWIFT code?

Products

Does Community Bank Of Cameron offer mortgages?

Compare mortgage rates here.

Does Community Bank Of Cameron offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Bank Of Cameron offer personal loans?

Compare personal loan rates here.

Does Community Bank Of Cameron offer student loans?

Will Community Bank Of Cameron cash a check?

Will Community Bank Of Cameron redeem a savings bond?

Does Community Bank Of Cameron cash savings bonds?

Will Community Bank Of Cameron cash money orders?

Can Community Bank Of Cameron issue a money order?

Does Community Bank Of Cameron do currency exchange?

Background on The Bank

Who owns Community Bank Of Cameron?

How long has Community Bank Of Cameron been around?

Can Community Bank Of Cameron transfer to other banks?

Does Community Bank Of Cameron have quick pay?

Does Community Bank Of Cameron accept rolled coins?

Will Community Bank Of Cameron accept loose change?

Where is Community Bank Of Cameron headquarters?

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