This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,410 | 987 |
| 2 | 51,410 | 1,450 | 1,015 |
| 3 | 52,860 | 1,491 | 1,043 |
| 4 | 54,350 | 1,533 | 1,073 |
| 5 | 55,883 | 1,576 | 1,103 |
| 6 | 57,459 | 1,620 | 1,134 |
| 7 | 59,079 | 1,666 | 1,166 |
| 8 | 60,745 | 1,713 | 1,199 |
| 9 | 62,458 | 1,761 | 1,233 |
| 10 | 64,220 | 1,811 | 1,268 |
| 11 | 66,031 | 1,862 | 1,303 |
| 12 | 67,893 | 1,915 | 1,340 |
| 13 | 69,807 | 1,969 | 1,378 |
| 14 | 71,776 | 2,024 | 1,417 |
| 15 | 73,800 | 2,081 | 1,457 |
| 16 | 75,881 | 2,140 | 1,498 |
| 17 | 78,021 | 2,200 | 1,540 |
| 18 | 80,221 | 2,262 | 1,584 |
| 19 | 82,483 | 2,326 | 1,628 |
| 20 | 84,809 | 2,392 | 1,674 |
| TOTAL | $37,201 | $26,041 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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