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Comparison of Deposit Account from THE GOLDEN 1 with 3.10% - November 2025

Long-Term Analysis of THE GOLDEN 1 with 3.10% APY and SERVICE with 4.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

THE GOLDEN 1

3.10%

$50,000

3 Month

Credit Union

1.37x (National Avg. - 2.27%)

$100,000

SCENARIO

Year	Rate 3.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,550	1,085
2	51,550	1,598	1,119
3	53,148	1,648	1,153
4	54,796	1,699	1,189
5	56,494	1,751	1,226
6	58,246	1,806	1,264
7	60,051	1,862	1,303
8	61,913	1,919	1,344
9	63,832	1,979	1,385
10	65,811	2,040	1,428
11	67,851	2,103	1,472
12	69,954	2,169	1,518
13	72,123	2,236	1,565
14	74,359	2,305	1,614
15	76,664	2,377	1,664
16	79,041	2,450	1,715
17	81,491	2,526	1,768
18	84,017	2,605	1,823
19	86,622	2,685	1,880
20	89,307	2,769	1,938
	TOTAL	$42,075	$29,453

LOCAL CD

SERVICE

4.15%

$50,000

9 Month

Credit Union

N.A.

$500

SCENARIO

Year	Rate 4.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,075	1,453
2	52,075	2,161	1,513
3	54,236	2,251	1,576
4	56,487	2,344	1,641
5	58,831	2,441	1,709
6	61,273	2,543	1,780
7	63,815	2,648	1,854
8	66,464	2,758	1,931
9	69,222	2,873	2,011
10	72,095	2,992	2,094
11	75,087	3,116	2,181
12	78,203	3,245	2,272
13	81,448	3,380	2,366
14	84,828	3,520	2,464
15	88,349	3,666	2,567
16	92,015	3,819	2,673
17	95,834	3,977	2,784
18	99,811	4,142	2,900
19	103,953	4,314	3,020
20	108,267	4,493	3,145
	TOTAL	$62,760	$43,932

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18.
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Bread Savings, a division of Bread Financial	4.20%	$1,500	Learn More
Last change: ↓0.10% on October 13.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↓0.15% on October 13.
M.Y. SAFRA BANK, FSB	4.15%	$500	Learn More

Compare Savings vs. CDs Comparison of Deposit Account from THE GOLDEN 1 with 3.10% - November 2025

Long-Term Analysis of THE GOLDEN 1 with 3.10% APY and SERVICE with 4.15% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from THE GOLDEN 1 with 3.10% - November 2025