Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from The Juniata Valley Bank with 0.42% - December 2025

Long-Term Analysis of COOPERATIVE CENTER with 0.26% APY and EAGLE ONE with 0.90% APY and The Juniata Valley Bank with 0.42% APY and Mutual Federal Bank with 0.65% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

COOPERATIVE CENTER

0.26%

$50,000

48 Month

Credit Union

0.32x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	130	91
2	50,130	130	91
3	50,260	131	91
4	50,391	131	92
5	50,522	131	92
6	50,653	132	92
7	50,785	132	92
8	50,917	132	93
9	51,050	133	93
10	51,182	133	93
11	51,315	133	93
12	51,449	134	94
13	51,583	134	94
14	51,717	134	94
15	51,851	135	94
16	51,986	135	95
17	52,121	136	95
18	52,257	136	95
19	52,392	136	95
20	52,529	137	96
	TOTAL	$2,665	$1,866

LOCAL CD

EAGLE ONE

0.90%

$50,000

18 Month

Credit Union

1.56x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	452	316
2	50,452	456	319
3	50,907	460	322
4	51,367	464	325
5	51,831	468	328
6	52,299	472	331
7	52,771	477	334
8	53,247	481	337
9	53,728	485	340
10	54,213	490	343
11	54,703	494	346
12	55,197	498	349
13	55,695	503	352
14	56,198	507	355
15	56,706	512	358
16	57,218	517	362
17	57,734	521	365
18	58,256	526	368
19	58,782	531	372
20	59,313	536	375
	TOTAL	$9,848	$6,894

LOCAL CD

The Juniata Valley Bank

0.42%

$50,000

24 Month

Bank

0.64x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.42%	Annual Interest	Annual Interest (After Tax)
1	50,000	210	147
2	50,210	211	148
3	50,421	212	148
4	50,633	213	149
5	50,845	214	149
6	51,059	214	150
7	51,273	215	151
8	51,489	216	151
9	51,705	217	152
10	51,922	218	153
11	52,140	219	153
12	52,359	220	154
13	52,579	221	155
14	52,800	222	155
15	53,022	223	156
16	53,244	224	157
17	53,468	225	157
18	53,693	226	158
19	53,918	226	159
20	54,144	227	159
	TOTAL	$4,372	$3,060

LOCAL CD

Mutual Federal Bank

0.65%

$50,000

36 Month

Bank

0.86x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Limelight Bank, A division of Capital Community Bank	4.20%	$1,000	Learn More
Last change: ↑0.05% on December 1.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↑0.10% on December 1. Early Withdrawal Penalty is 90 days interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from The Juniata Valley Bank with 0.42% - December 2025

Long-Term Analysis of COOPERATIVE CENTER with 0.26% APY and EAGLE ONE with 0.90% APY and The Juniata Valley Bank with 0.42% APY and Mutual Federal Bank with 0.65% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The Juniata Valley Bank with 0.42% - December 2025