West View Savings Bank

9001 Perry Highway
Pittsburgh, PA 15237

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27760
Date Established 1908
Assets $0.35 billion
Loans $0.08 billion
Deposits $0.15 billion
Capital $0.03 billion

West View Savings Bank is an FDIC insured institution located in Pittsburgh, PA. It was founded in 1908 and has approximately $0.35 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of West View Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in West View Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Construction and Development Loans.

Compared to other banks in Pennsylvania, West View Savings Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 88.93
Multifamily
Mortgages
4.71
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 2.62
Construction and Development Loans 3.02
Commercial Real Estate 2.62
Commercial and Industrial Loans 1.08
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $2,500 - Learn MoreShow Less
6 Mo CD 10K
0.60% $2,500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.05% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.85% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.06% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.07% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.02% $5,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for West View Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to West View Savings Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

West View Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


West View Savings Bank Locations

Financial Details

West View Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West View Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
West View Savings Bank U.S. Bank Average
0.78% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, West View Savings Bank had $246,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $31,233,000 in equity and $417,000 in loans loss reserves. That gives it a Texas Ratio of 0.78%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
West View Savings Bank U.S. Bank Average
5.44% 8.58

West View Savings Bank has a Return on Equity of 5.44% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
West View Savings Bank U.S. Bank Average
8.89% 12.11

West View Savings Bank has a Capitalization of 8.89% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

West View Savings Bank Balance Sheet Analysis

As of June 30, 2017, West View Savings Bank had assets of $351,505,000, loans of $77,456,000, and deposits of $147,230,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About West View Savings Bank

Branches and Savings

Is West View Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #27760.

Why does West View Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are West View Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is West View Savings Bank a commercial bank?

Yes

Where are West View Savings Bank locations?

See branch locations nearby.

Is West View Savings Bank open on Saturdays?

Is West View Savings Bank open on Sundays?

What time does West View Savings Bank open?

What time does West View Savings Bank close?

Are West View Savings Bank ATMs Open 24/7?

Do West View Savings Bank ATMs accept cash deposits?

Can West View Savings Bank customers use other ATMs?

Do West View Savings Bank branches have notaries?

Will West View Savings Bank notarize my document?

What address for West View Savings Bank should I put for incoming ACH transfers?

Will the West View Savings Bank branch print checks?

Do West View Savings Bank checks expire?

Does West View Savings Bank require US citizenship to open account?

Can West View Savings Bank close my account?

Does West View Savings Bank Report to credit bureaus?

Does West View Savings Bank Use Equifax?

What is West View Savings Bank's ACH Routing Number?

What is West View Savings Bank's SWIFT code?

Products

Does West View Savings Bank offer mortgages?

Compare mortgage rates here.

Does West View Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West View Savings Bank offer personal loans?

Compare personal loan rates here.

Does West View Savings Bank offer student loans?

Will West View Savings Bank cash a check?

Will West View Savings Bank redeem a savings bond?

Does West View Savings Bank cash savings bonds?

Will West View Savings Bank cash money orders?

Can West View Savings Bank issue a money order?

Does West View Savings Bank do currency exchange?

Background on The Bank

Who owns West View Savings Bank?

How long has West View Savings Bank been around?

Can West View Savings Bank transfer to other banks?

Does West View Savings Bank have quick pay?

Does West View Savings Bank accept rolled coins?

Will West View Savings Bank accept loose change?

Where is West View Savings Bank headquarters?

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