This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,129 | 1,490 |
| 2 | 52,129 | 2,220 | 1,554 |
| 3 | 54,349 | 2,314 | 1,620 |
| 4 | 56,663 | 2,413 | 1,689 |
| 5 | 59,076 | 2,515 | 1,761 |
| 6 | 61,591 | 2,623 | 1,836 |
| 7 | 64,213 | 2,734 | 1,914 |
| 8 | 66,948 | 2,851 | 1,995 |
| 9 | 69,798 | 2,972 | 2,080 |
| 10 | 72,770 | 3,099 | 2,169 |
| 11 | 75,869 | 3,230 | 2,261 |
| 12 | 79,099 | 3,368 | 2,358 |
| 13 | 82,467 | 3,511 | 2,458 |
| 14 | 85,979 | 3,661 | 2,563 |
| 15 | 89,640 | 3,817 | 2,672 |
| 16 | 93,457 | 3,979 | 2,786 |
| 17 | 97,436 | 4,149 | 2,904 |
| 18 | 101,585 | 4,325 | 3,028 |
| 19 | 105,910 | 4,510 | 3,157 |
| 20 | 110,420 | 4,702 | 3,291 |
| TOTAL | $65,122 | $45,585 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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