Brunswick State Bank

226 2nd St
Brunswick, NE 68720

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13692
Date Established 1930
Assets $0.12 billion
Loans $0.11 billion
Deposits $0.11 billion
Capital $0.01 billion

Brunswick State Bank is an FDIC insured institution located in Brunswick, NE. It was founded in 1930 and has approximately $0.12 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Brunswick State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Brunswick State Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks, Brunswick State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.05
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 2.95
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 15.96
Commercial and Industrial Loans 16.86
Farm Loans 40.40

Deposit Rates - February 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.70% $500 $19,999 Learn MoreShow Less
Money Market
0.95% $20,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.45% $1,000 - Learn MoreShow Less
6 Mo CD
0.95% $1,000 - Learn MoreShow Less
12 Mo CD
1.50% $1,000 - Learn MoreShow Less
18 Mo CD
1.55% $1,000 - Learn MoreShow Less
24 Mo CD
1.85% $1,000 - Learn MoreShow Less
30 Mo CD
1.90% $1,000 - Learn MoreShow Less
36 Mo CD
2.31% $1,000 - Learn MoreShow Less
48 Mo CD
2.51% $1,000 - Learn MoreShow Less
60 Mo CD
2.75% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.55% $50 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.85% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.45% $1 $39,999 Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Brunswick State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info

Note to Brunswick State Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Brunswick State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Brunswick State Bank Locations


Financial Details

Brunswick State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brunswick State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Brunswick State Bank U.S. Bank Average
0.57% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Brunswick State Bank had $75,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $11,758,000 in equity and $1,404,000 in loans loss reserves. That gives it a Texas Ratio of 0.57%.

Return on Equity
Brunswick State Bank U.S. Bank Average
25.96% 9.95%

Brunswick State Bank has a Return on Equity of 25.96% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Brunswick State Bank U.S. Bank Average
9.45% 12.19%

Brunswick State Bank has a Capitalization of 9.45% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Brunswick State Bank Balance Sheet Analysis

As of September 30, 2018, Brunswick State Bank had assets of $124,453,000, loans of $108,045,000, and deposits of $106,537,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.11 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.11 billion
LIABILITIES
Total deposits $0.11 billion
      Interest-bearing deposits $0.09 billion
      Deposits held in domestic offices $0.11 billion
      % insured (estimated) 85.41%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.11 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Brunswick State Bank

Branches and Savings

Is Brunswick State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #13692.

Why does Brunswick State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Brunswick State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Brunswick State Bank a commercial bank?

Yes

Where are Brunswick State Bank locations?

See branch locations nearby.

Is Brunswick State Bank open on Saturdays?

Is Brunswick State Bank open on Sundays?

What time does Brunswick State Bank open?

What time does Brunswick State Bank close?

Are Brunswick State Bank ATMs Open 24/7?

Do Brunswick State Bank ATMs accept cash deposits?

Can Brunswick State Bank customers use other ATMs?

Do Brunswick State Bank branches have notaries?

Will Brunswick State Bank notarize my document?

What address for Brunswick State Bank should I put for incoming ACH transfers?

Will the Brunswick State Bank branch print checks?

Do Brunswick State Bank checks expire?

Does Brunswick State Bank require US citizenship to open account?

Can Brunswick State Bank close my account?

Does Brunswick State Bank Report to credit bureaus?

Does Brunswick State Bank Use Equifax?

What is Brunswick State Bank's ACH Routing Number?

What is Brunswick State Bank's SWIFT code?

Products

Does Brunswick State Bank offer mortgages?

Compare mortgage rates here.

Does Brunswick State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brunswick State Bank offer personal loans?

Compare personal loan rates here.

Does Brunswick State Bank offer student loans?

Will Brunswick State Bank cash a check?

Will Brunswick State Bank redeem a savings bond?

Does Brunswick State Bank cash savings bonds?

Will Brunswick State Bank cash money orders?

Can Brunswick State Bank issue a money order?

Does Brunswick State Bank do currency exchange?

Background on The Bank

Who owns Brunswick State Bank?

How long has Brunswick State Bank been around?

Can Brunswick State Bank transfer to other banks?

Does Brunswick State Bank have quick pay?

Does Brunswick State Bank accept rolled coins?

Will Brunswick State Bank accept loose change?

Where is Brunswick State Bank headquarters?

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*All images, logos and public notes on this page appear courtesy of Brunswick State Bank and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.