This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.41% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 704 | 492 |
| 2 | 50,704 | 713 | 499 |
| 3 | 51,417 | 723 | 506 |
| 4 | 52,140 | 734 | 514 |
| 5 | 52,874 | 744 | 521 |
| 6 | 53,618 | 754 | 528 |
| 7 | 54,372 | 765 | 536 |
| 8 | 55,137 | 776 | 543 |
| 9 | 55,913 | 787 | 551 |
| 10 | 56,700 | 798 | 558 |
| 11 | 57,498 | 809 | 566 |
| 12 | 58,307 | 820 | 574 |
| 13 | 59,127 | 832 | 582 |
| 14 | 59,959 | 844 | 591 |
| 15 | 60,802 | 855 | 599 |
| 16 | 61,658 | 868 | 607 |
| 17 | 62,525 | 880 | 616 |
| 18 | 63,405 | 892 | 624 |
| 19 | 64,297 | 905 | 633 |
| 20 | 65,202 | 917 | 642 |
| TOTAL | $16,119 | $11,284 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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