Westconsin Credit Union

Headquarters

Po Box 160
Menomonie, WI 54751
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.65% →
1-Year CD 0.50% 2.02% →
2-Year CD 0.60% 2.87% →
5-Year CD 0.90% 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Westconsin is an NCUA insured institution located in Menomonie, WI. It was founded in 1939 and has approximately $1929.23 millions in assets.

Who can join?

You are eligible for membership if you live or work in their Field of Membership:

Wisconsin counties of Barron, Buffalo, Burnett, Chippewa, Dunn, Eau Claire, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Trempealeau or Washburn;

Or in the Minnesota counties of Chisago, Dakota, Goodhue or Washington.

Membership is also open to your immediate family members.

NCUA Insured Yes / State-Chartered
Charter Number # # 66742
Date Established 1939
Assets $1,929.23 million
Loans $1,063.56 million
Deposits $1,700.86 million
Capital $206.68 million
 

Field of Membership Restrictions

Membership in Westconsin Credit Union is open to the following: (1) those who live or work in Barron, Buffalo, Burnett, Chippewa, Clark, Dunn, Eau Claire, Jackson, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Taylor, Trempealeau, and Washburn Counties in Wisconsin; (2) those who live or work in Anoka, Chisago, Dakota, Goodhue, Isanti, Ramsey, Wabasha, and Washington Counties in Minnesota; (3) employees and students of any university or technical college within the listed counties.

Deposit Rates - July 3, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.80% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
AddsUp Checking 1.51% $500 $6.00 Learn MoreShow Less

Loan Rates - July 3, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTCONSIN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
5.955% 5.875% 0.75 $2,155 $1,479 Learn More
First Internet Bank
NMLS ID: 424182
5.189% 5.125% 0.75 $1,815 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
5.750% 5.625% 0.88 $3,438 $1,440 Learn More
Morty, Inc.
NMLS ID: 1429243
4.817% 4.750% 0.75 $1,940 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to WESTCONSIN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Westconsin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Westconsin Locations



Climate Initiatives

WESTCONSIN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Westconsin Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westconsin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westconsin U.S. Average
3.25% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Westconsin had $6,938,295 in non-current loans and $59,571 in owned assets. To cover these potential losses it had $206,681,086 in net worth and $8,793,979 in loans loss reserves. That gives it a Texas Ratio of 3.25%.

Net Worth
Westconsin U.S. Average
10.71% 12.36%

Westconsin FCU has a net worth of 10.71% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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