WESTCONSIN

Headquarters

PO BOX 160
Menomonie, WI 54751
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.05% →
1-Year CD 0.50% 1.05% →
2-Year CD 0.60% 1.11% →
5-Year CD 0.90% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Westconsin is an NCUA insured institution located in Menomonie, WI. It was founded in 1939 and has approximately $1366.2 millions in assets.

Who can join?

You are eligible for membership if you live or work in their Field of Membership:

Wisconsin counties of Barron, Buffalo, Burnett, Chippewa, Dunn, Eau Claire, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Trempealeau or Washburn;

Or in the Minnesota counties of Chisago, Dakota, Goodhue or Washington.

Membership is also open to your immediate family members.

NCUA Insured Yes
Charter Number # # 66742
Date Established 1939
Assets $1,366.20 million
Loans $1,057.37 million
Deposits $1,175.15 million
Capital $168.08 million
 

Field of Membership Restrictions

Membership in Westconsin Credit Union is open to the following: (1) those who live or work in Barron, Buffalo, Burnett, Chippewa, Clark, Dunn, Eau Claire, Jackson, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Taylor, Trempealeau, and Washburn Counties in Wisconsin; (2) those who live or work in Anoka, Chisago, Dakota, Goodhue, Isanti, Ramsey, Wabasha, and Washington Counties in Minnesota; (3) employees and students of any university or technical college within the listed counties.

Deposit Rates - August 11, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.80% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
AddsUp Checking 2.02% $500 $6.00 Learn MoreShow Less

Loan Rates - August 11, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WESTCONSIN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to WESTCONSIN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Westconsin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Westconsin Locations


Financial Details

Westconsin Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westconsin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westconsin U.S. Average
6.37% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Westconsin had $10,812,504 in non-current loans and $650,076 in owned assets. To cover these potential losses it had $168,078,910 in net worth and $11,964,841 in loans loss reserves. That gives it a Texas Ratio of 6.37%.

Net Worth
Westconsin U.S. Average
12.3% 13.61%

Westconsin FCU has a net worth of 12.3% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Westconsin

Branches and Savings

What is Westconsin?

A federal credit union, registered with the NCUA under certificate #66742.
Learn more about credit unions here.

Is Westconsin FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Westconsin?

Please see Field of Membership information above for information on who is eligible to join.

What are Westconsin's share account and share certificate rates?

Westconsin's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Westconsin?

Westconsin has total capital of $168.08 million. Full information on Westconsin's financial position is located above.

Who owns Westconsin?

Credit Unions are owned by their members.

Where are Westconsin branches located?

See branch locations nearby.

Are Westconsin ATMs Open 24/7?

Do Westconsin ATMs accept cash deposits?

Can Westconsin customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Westconsin have a mobile app?

Does Westconsin have mobile deposit?

Does Westconsin have quick pay?

How can Westconsin transfer money to other banks or credit unions?

Does Westconsin report to credit bureaus?

Does Westconsin use Chexsystems?

Does Westconsin use Equifax?

What is Westconsin's toll free phone number?

What is Westconsin's ACH Routing Number?

What is Westconsin's SWIFT code?

Where can I find Westconsin's wire transfer form?

What is the Westconsin address for deposits?

What Products Does Westconsin Offer

Does Westconsin offer mortgages?

Compare mortgage rates here.

Does Westconsin offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Westconsin offer auto and RV loans?

Compare auto loan rates here.

Does Westconsin offer student loans or personal loans?

Compare personal loan rates here.

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