1117 S 10th St
Manitowoc, WI 54220
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.65% 1.05% →
2-Year CD 0.90% 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Unitedone is an NCUA insured institution located in Manitowoc, WI. It was founded in 1938 and has approximately $230.83 millions in assets.

Who can join?

Anyone living or working in Manitowoc, Sheboygan, Kewaunee and Door counties is eligible for membership.

NCUA Insured Yes
Charter Number # # 67248
Date Established 1938
Assets $230.83 million
Loans $197.57 million
Deposits $199.07 million
Capital $29.23 million

Field of Membership Restrictions

Membership is open to those who live or work in Sheboygan, Manitowoc, Door and Kewaunee Counties in Wisconsin.

Deposit Rates - August 11, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - August 11, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITEDONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Unitedone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Unitedone Locations

Financial Details

Unitedone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unitedone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Unitedone U.S. Average
7.08% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Unitedone had $2,078,445 in non-current loans and $42,800 in owned assets. To cover these potential losses it had $29,228,166 in net worth and $722,821 in loans loss reserves. That gives it a Texas Ratio of 7.08%.

Net Worth
Unitedone U.S. Average
12.66% 13.61%

Unitedone FCU has a net worth of 12.66% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Unitedone

Branches and Savings

What is Unitedone?

A federal credit union, registered with the NCUA under certificate #67248.
Learn more about credit unions here.

Is Unitedone FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Unitedone?

Please see Field of Membership information above for information on who is eligible to join.

What are Unitedone's share account and share certificate rates?

Unitedone's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Unitedone?

Unitedone has total capital of $29.23 million. Full information on Unitedone's financial position is located above.

Who owns Unitedone?

Credit Unions are owned by their members.

Where are Unitedone branches located?

See branch locations nearby.

Are Unitedone ATMs Open 24/7?

Do Unitedone ATMs accept cash deposits?

Can Unitedone customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Unitedone have a mobile app?

Does Unitedone have mobile deposit?

Does Unitedone have quick pay?

How can Unitedone transfer money to other banks or credit unions?

Does Unitedone report to credit bureaus?

Does Unitedone use Chexsystems?

Does Unitedone use Equifax?

What is Unitedone's toll free phone number?

What is Unitedone's ACH Routing Number?

What is Unitedone's SWIFT code?

Where can I find Unitedone's wire transfer form?

What is the Unitedone address for deposits?

What Products Does Unitedone Offer

Does Unitedone offer mortgages?

Compare mortgage rates here.

Does Unitedone offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Unitedone offer auto and RV loans?

Compare auto loan rates here.

Does Unitedone offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Unitedone

There are currently no comments for Unitedone. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →