Compare Savings vs. CDs
Comparison of Deposit Account from TOWER with 4.40%
- September 2026
Long-Term Analysis of INTERRA with 0.15% APY and TOWER with 4.40% APY and GTE with 4.33% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.15%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 2LOCAL CD4.40%-$50,00012 MonthCredit Union8.01x (National Avg. - 0.55%)$500SCENARIO
Year Rate
4.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,200 1,540 2 52,200 2,297 1,608 3 54,497 2,398 1,679 4 56,895 2,503 1,752 5 59,398 2,614 1,829 6 62,012 2,729 1,910 7 64,740 2,849 1,994 8 67,589 2,974 2,082 9 70,563 3,105 2,173 10 73,667 3,241 2,269 11 76,909 3,384 2,369 12 80,293 3,533 2,473 13 83,825 3,688 2,582 14 87,514 3,851 2,695 15 91,364 4,020 2,814 16 95,384 4,197 2,938 17 99,581 4,382 3,067 18 103,963 4,574 3,202 19 108,537 4,776 3,343 20 113,313 4,986 3,490 TOTAL $68,299 $47,809 - 3LOCAL CD4.33%-$50,00012 MonthCredit Union7.89x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
4.33%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,165 1,516 2 52,165 2,259 1,581 3 54,424 2,357 1,650 4 56,780 2,459 1,721 5 59,239 2,565 1,796 6 61,804 2,676 1,873 7 64,480 2,792 1,954 8 67,272 2,913 2,039 9 70,185 3,039 2,127 10 73,224 3,171 2,219 11 76,394 3,308 2,316 12 79,702 3,451 2,416 13 83,153 3,601 2,520 14 86,754 3,756 2,630 15 90,510 3,919 2,743 16 94,430 4,089 2,862 17 98,518 4,266 2,986 18 102,784 4,451 3,115 19 107,235 4,643 3,250 20 111,878 4,844 3,391 TOTAL $66,722 $46,706
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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