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Comparison of Deposit Account from TRUE SKY with 2.58% - October 2025


Long-Term Analysis of SEATTLE METROPOLITAN with 0.80% APY and TRUE SKY with 2.58% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    SEATTLE METROPOLITAN
    0.80%
    -
    $50,000
    48 Month
    Credit Union
    0.98x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 2
    LOCAL CD
    TRUE SKY
    2.58%
    -
    $50,000
    60 Month
    Credit Union
    2.80x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    2.58%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,290 903
    2 51,290 1,323 926
    3 52,613 1,357 950
    4 53,971 1,392 975
    5 55,363 1,428 1,000
    6 56,792 1,465 1,026
    7 58,257 1,503 1,052
    8 59,760 1,542 1,079
    9 61,302 1,582 1,107
    10 62,883 1,622 1,136
    11 64,506 1,664 1,165
    12 66,170 1,707 1,195
    13 67,877 1,751 1,226
    14 69,628 1,796 1,257
    15 71,425 1,843 1,290
    16 73,267 1,890 1,323
    17 75,158 1,939 1,357
    18 77,097 1,989 1,392
    19 79,086 2,040 1,428
    20 81,126 2,093 1,465
    TOTAL $33,219 $23,253

    All calculations are for demonstration purposes only.

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