Cit-co is an NCUA insured institution located in Sheridan, WY. It was founded in 1954 and has approximately $29.04 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9644 |
| Date Established | 1954 |
| Assets | $29.04 million |
| Loans | $20.45 million |
| Deposits | $26.31 million |
| Capital | $2.68 million |
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.02% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.08% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Your Current Location: New York, NY 10116
There are currently no loan rates available for Cit-co
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Below are Cit-co branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1769.08 | A | View Lobby Hours |
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The following ratios and data are available to help you better understand the financial condition of Cit-co. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Cit-co | U.S. Average |
|---|---|
| 3.16% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Cit-co had $87,718 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,684,863 in net worth and $91,862 in loans loss reserves. That gives it a Texas Ratio of 3.16%.
| Cit-co | U.S. Average |
|---|---|
| 9.25% | 14.48% |
Cit-co FCU has a net worth of 9.25% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 14, 2026
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