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Comparison of Deposit Account from TRULIANT with 3.00% - August 2025

Long-Term Analysis of VALOR BANK with 2.70% APY and SULLIVAN BANK with 0.15% APY and TRULIANT with 2.45% APY and TRULIANT with 2.40% APY and TRULIANT with 2.90% APY and TRULIANT with 2.90% APY and TRULIANT with 3.00% APY and TRULIANT with 2.65% APY and TRULIANT with 2.76% APY and TRULIANT with 3.10% APY and TRULIANT with 3.20% APY and TRULIANT with 3.19% APY and TRULIANT with 3.24% APY and TRULIANT with 3.30% APY and TRULIANT with 3.35% APY and TRULIANT with 2.03% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

VALOR BANK

2.70%

$50,000

N.A.

Bank

N.A.

$100,000

SCENARIO

Year	Rate 2.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,350	945
2	51,350	1,386	971
3	52,736	1,424	997
4	54,160	1,462	1,024
5	55,623	1,502	1,051
6	57,124	1,542	1,080
7	58,667	1,584	1,109
8	60,251	1,627	1,139
9	61,878	1,671	1,169
10	63,548	1,716	1,201
11	65,264	1,762	1,233
12	67,026	1,810	1,267
13	68,836	1,859	1,301
14	70,695	1,909	1,336
15	72,603	1,960	1,372
16	74,564	2,013	1,409
17	76,577	2,068	1,447
18	78,644	2,123	1,486
19	80,768	2,181	1,527
20	82,948	2,240	1,568
	TOTAL	$35,188	$24,632

LOCAL MONEY MARKET

SULLIVAN BANK

0.15%

$50,000

N.A.

Bank

N.A.

$25,000

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL CD

TRULIANT

2.45%

$50,000

3 Month

Credit Union

1.11x (National Avg. - 2.21%)

$25,000

SCENARIO

Year	Rate 2.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,225	858
2	51,225	1,255	879
3	52,480	1,286	900
4	53,766	1,317	922
5	55,083	1,350	945
6	56,433	1,383	968
7	57,815	1,416	992
8	59,232	1,451	1,016
9	60,683	1,487	1,041
10	62,170	1,523	1,066
11	63,693	1,560	1,092
12	65,253	1,599	1,119
13	66,852	1,638	1,147
14	68,490	1,678	1,175
15	70,168	1,719	1,203
16	71,887	1,761	1,233
17	73,648	1,804	1,263
18	75,452	1,849	1,294
19	77,301	1,894	1,326
20	79,195	1,940	1,358
	TOTAL	$31,135	$21,795

LOCAL CD

TRULIANT

2.40%

$50,000

3 Month

Credit Union

1.08x (National Avg. - 2.21%)

$5,000

SCENARIO

Year	Rate 2.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,200	840
2	51,200	1,229	860
3	52,429	1,258	881
4	53,687	1,288	902
5	54,976	1,319	924
6	56,295	1,351	946
7	57,646	1,384	968
8	59,030	1,417	992
9	60,446	1,451	1,015
10	61,897	1,486	1,040
11	63,383	1,521	1,065
12	64,904	1,558	1,090
13	66,461	1,595	1,117
14	68,056	1,633	1,143
15	69,690	1,673	1,171
16	71,362	1,713	1,199
17	73,075	1,754	1,228
18	74,829	1,796	1,257
19	76,625	1,839	1,287
20	78,464	1,883	1,318
	TOTAL	$30,347	$21,243

LOCAL CD

TRULIANT

2.90%

$50,000

6 Month

Credit Union

7.09x (National Avg. - 0.41%)

$5,000

SCENARIO

Year	Rate 2.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,450	1,015
2	51,450	1,492	1,044
3	52,942	1,535	1,075
4	54,477	1,580	1,106
5	56,057	1,626	1,138
6	57,683	1,673	1,171
7	59,356	1,721	1,205
8	61,077	1,771	1,240
9	62,848	1,823	1,276
10	64,671	1,875	1,313
11	66,546	1,930	1,351
12	68,476	1,986	1,390
13	70,462	2,043	1,430
14	72,505	2,103	1,472
15	74,608	2,164	1,515
16	76,772	2,226	1,558
17	78,998	2,291	1,604
18	81,289	2,357	1,650
19	83,646	2,426	1,698
20	86,072	2,496	1,747
	TOTAL	$38,568	$26,998

LOCAL CD

TRULIANT

2.90%

$50,000

12 Month

Credit Union

5.25x (National Avg. - 0.55%)

$5,000

SCENARIO

Year	Rate 2.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,450	1,015
2	51,450	1,492	1,044
3	52,942	1,535	1,075
4	54,477	1,580	1,106
5	56,057	1,626	1,138
6	57,683	1,673	1,171
7	59,356	1,721	1,205
8	61,077	1,771	1,240
9	62,848	1,823	1,276
10	64,671	1,875	1,313
11	66,546	1,930	1,351
12	68,476	1,986	1,390
13	70,462	2,043	1,430
14	72,505	2,103	1,472
15	74,608	2,164	1,515
16	76,772	2,226	1,558
17	78,998	2,291	1,604
18	81,289	2,357	1,650
19	83,646	2,426	1,698
20	86,072	2,496	1,747
	TOTAL	$38,568	$26,998

LOCAL CD

TRULIANT

3.00%

$50,000

12 Month

Credit Union

5.43x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 3.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,500	1,050
2	51,500	1,545	1,082
3	53,045	1,591	1,114
4	54,636	1,639	1,147
5	56,275	1,688	1,182
6	57,964	1,739	1,217
7	59,703	1,791	1,254
8	61,494	1,845	1,291
9	63,339	1,900	1,330
10	65,239	1,957	1,370
11	67,196	2,016	1,411
12	69,212	2,076	1,453
13	71,288	2,139	1,497
14	73,427	2,203	1,542
15	75,629	2,269	1,588
16	77,898	2,337	1,636
17	80,235	2,407	1,685
18	82,642	2,479	1,735
19	85,122	2,554	1,788
20	87,675	2,630	1,841
	TOTAL	$40,306	$28,214

LOCAL CD

TRULIANT

2.65%

$50,000

14 Month

Credit Union

N.A.

$25,000

SCENARIO

Year	Rate 2.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,325	928
2	51,325	1,360	952
3	52,685	1,396	977
4	54,081	1,433	1,003
5	55,514	1,471	1,030
6	56,986	1,510	1,057
7	58,496	1,550	1,085
8	60,046	1,591	1,114
9	61,637	1,633	1,143
10	63,270	1,677	1,174
11	64,947	1,721	1,205
12	66,668	1,767	1,237
13	68,435	1,814	1,269
14	70,248	1,862	1,303
15	72,110	1,911	1,338
16	74,021	1,962	1,373
17	75,982	2,014	1,409
18	77,996	2,067	1,447
19	80,063	2,122	1,485
20	82,185	2,178	1,525
	TOTAL	$34,362	$24,054

LOCAL CD

TRULIANT

2.76%

$50,000

14 Month

Credit Union

N.A.

$100,000

SCENARIO

Year	Rate 2.76%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,380	966
2	51,380	1,418	993
3	52,798	1,457	1,020
4	54,255	1,497	1,048
5	55,753	1,539	1,077
6	57,292	1,581	1,107
7	58,873	1,625	1,137
8	60,498	1,670	1,169
9	62,167	1,716	1,201
10	63,883	1,763	1,234
11	65,646	1,812	1,268
12	67,458	1,862	1,303
13	69,320	1,913	1,339
14	71,233	1,966	1,376
15	73,199	2,020	1,414
16	75,220	2,076	1,453
17	77,296	2,133	1,493
18	79,429	2,192	1,535
19	81,621	2,253	1,577
20	83,874	2,315	1,620
	TOTAL	$36,189	$25,332

LOCAL CD

TRULIANT

3.10%

$50,000

18 Month

Credit Union

5.34x (National Avg. - 0.58%)

$5,000

SCENARIO

Year	Rate 3.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,550	1,085
2	51,550	1,598	1,119
3	53,148	1,648	1,153
4	54,796	1,699	1,189
5	56,494	1,751	1,226
6	58,246	1,806	1,264
7	60,051	1,862	1,303
8	61,913	1,919	1,344
9	63,832	1,979	1,385
10	65,811	2,040	1,428
11	67,851	2,103	1,472
12	69,954	2,169	1,518
13	72,123	2,236	1,565
14	74,359	2,305	1,614
15	76,664	2,377	1,664
16	79,041	2,450	1,715
17	81,491	2,526	1,768
18	84,017	2,605	1,823
19	86,622	2,685	1,880
20	89,307	2,769	1,938
	TOTAL	$42,075	$29,453

LOCAL CD

TRULIANT

3.20%

$50,000

24 Month

Credit Union

4.85x (National Avg. - 0.66%)

$25,000

SCENARIO

Year	Rate 3.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,600	1,120
2	51,600	1,651	1,156
3	53,251	1,704	1,193
4	54,955	1,759	1,231
5	56,714	1,815	1,270
6	58,529	1,873	1,311
7	60,402	1,933	1,353
8	62,334	1,995	1,396
9	64,329	2,059	1,441
10	66,388	2,124	1,487
11	68,512	2,192	1,535
12	70,704	2,263	1,584
13	72,967	2,335	1,634
14	75,302	2,410	1,687
15	77,712	2,487	1,741
16	80,198	2,566	1,796
17	82,765	2,648	1,854
18	85,413	2,733	1,913
19	88,146	2,821	1,974
20	90,967	2,911	2,038
	TOTAL	$43,878	$30,715

LOCAL CD

TRULIANT

3.19%

$50,000

48 Month

Credit Union

3.90x (National Avg. - 0.82%)

$250

SCENARIO

Year	Rate 3.19%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,595	1,117
2	51,595	1,646	1,152
3	53,241	1,698	1,189
4	54,939	1,753	1,227
5	56,692	1,808	1,266
6	58,500	1,866	1,306
7	60,366	1,926	1,348
8	62,292	1,987	1,391
9	64,279	2,051	1,435
10	66,330	2,116	1,481
11	68,446	2,183	1,528
12	70,629	2,253	1,577
13	72,882	2,325	1,627
14	75,207	2,399	1,679
15	77,606	2,476	1,733
16	80,082	2,555	1,788
17	82,636	2,636	1,845
18	85,273	2,720	1,904
19	87,993	2,807	1,965
20	90,800	2,897	2,028
	TOTAL	$43,696	$30,587

LOCAL CD

TRULIANT

3.24%

$50,000

60 Month

Credit Union

3.52x (National Avg. - 0.92%)

$250

SCENARIO

Year	Rate 3.24%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,620	1,134
2	51,620	1,672	1,171
3	53,292	1,727	1,209
4	55,019	1,783	1,248
5	56,802	1,840	1,288
6	58,642	1,900	1,330
7	60,542	1,962	1,373
8	62,504	2,025	1,418
9	64,529	2,091	1,464
10	66,620	2,158	1,511
11	68,778	2,228	1,560
12	71,006	2,301	1,610
13	73,307	2,375	1,663
14	75,682	2,452	1,716
15	78,134	2,532	1,772
16	80,666	2,614	1,830
17	83,279	2,698	1,889
18	85,978	2,786	1,950
19	88,763	2,876	2,013
20	91,639	2,969	2,078
	TOTAL	$44,608	$31,226

LOCAL CD

TRULIANT

3.30%

$50,000

60 Month

Credit Union

3.59x (National Avg. - 0.92%)

$5,000

SCENARIO

Year	Rate 3.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,650	1,155
2	51,650	1,704	1,193
3	53,354	1,761	1,232
4	55,115	1,819	1,273
5	56,934	1,879	1,315
6	58,813	1,941	1,359
7	60,754	2,005	1,403
8	62,758	2,071	1,450
9	64,829	2,139	1,498
10	66,969	2,210	1,547
11	69,179	2,283	1,598
12	71,462	2,358	1,651
13	73,820	2,436	1,705
14	76,256	2,516	1,762
15	78,772	2,599	1,820
16	81,372	2,685	1,880
17	84,057	2,774	1,942
18	86,831	2,865	2,006
19	89,697	2,960	2,072
20	92,657	3,058	2,140
	TOTAL	$45,714	$32,000

LOCAL CD

TRULIANT

3.35%

$50,000

60 Month

Credit Union

3.64x (National Avg. - 0.92%)

$25,000

SCENARIO

Year	Rate 3.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,675	1,173
2	51,675	1,731	1,212
3	53,406	1,789	1,252
4	55,195	1,849	1,294
5	57,044	1,911	1,338
6	58,955	1,975	1,383
7	60,930	2,041	1,429
8	62,971	2,110	1,477
9	65,081	2,180	1,526
10	67,261	2,253	1,577
11	69,514	2,329	1,630
12	71,843	2,407	1,685
13	74,250	2,487	1,741
14	76,737	2,571	1,799
15	79,308	2,657	1,860
16	81,965	2,746	1,922
17	84,711	2,838	1,986
18	87,548	2,933	2,053
19	90,481	3,031	2,122
20	93,512	3,133	2,193
	TOTAL	$46,645	$32,652

LOCAL MONEY MARKET

TRULIANT

2.03%

$50,000

N.A.

Credit Union

2.21x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 2.03%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,015	711
2	51,015	1,036	725
3	52,051	1,057	740
4	53,107	1,078	755
5	54,185	1,100	770
6	55,285	1,122	786
7	56,408	1,145	802
8	57,553	1,168	818
9	58,721	1,192	834
10	59,913	1,216	851
11	61,129	1,241	869
12	62,370	1,266	886
13	63,636	1,292	904
14	64,928	1,318	923
15	66,246	1,345	941
16	67,591	1,372	960
17	68,963	1,400	980
18	70,363	1,428	1,000
19	71,791	1,457	1,020
20	73,249	1,487	1,041
	TOTAL	$24,736	$17,315

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.45%	$1,500	Learn More
Last change: ↑0.10% on July 13.
Colorado Federal Savings Bank	4.45%	$5,000	Learn More
Last change: ↑0.40% on June 24. Early withdrawal penalty is 3 Months' Interest.
Finworth, a division of InsBank	4.45%	$50,000	Learn More
Last change: ↓0.05% on August 2. 7-Month CD.

Compare Savings vs. CDs Comparison of Deposit Account from TRULIANT with 3.00% - August 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from TRULIANT with 3.00% - August 2025