EDUCATORS

P O BOX 081040
Racine, WI 53408

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 66448
Date Established 1937
Assets $1,993.67 million
Loans $1,688.69 million
Deposits $1,718.25 million
Capital $241.56 million

Educators is an NCUA insured institution located in Racine, WI. It was founded in 1937 and has approximately $1993.67 millions in assets.

Who can join?

Educators membership is open to anyone who has attended school in Southeastern Wisconsin in addition to education, healthcare and government related employees and their families. They also serve many local businesses and manufacturers that have requested Educators to provide these financial resources and services to their employees.

Field of Membership Restrictions

Membership in Educators Credit Union is open to those who live or work in Kenosha, Milwaukee, Racine, Walworth and Waukesha counties in Wisconsin and their immediate family.

Deposit Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.08% $2,500 $9,999 Learn MoreShow Less
Money Market
0.11% $10,000 $24,999 Learn MoreShow Less
Money Market
0.14% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.51% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.41% $500 - Learn MoreShow Less
6 Mo CD
0.51% $500 - Learn MoreShow Less
12 Mo CD
0.76% $500 - Learn MoreShow Less
18 Mo CD
0.96% $500 - Learn MoreShow Less
24 Mo CD
1.26% $500 - Learn MoreShow Less
30 Mo CD
1.41% $500 - Learn MoreShow Less
36 Mo CD
1.68% $500 - Learn MoreShow Less
48 Mo CD
1.93% $500 - Learn MoreShow Less
60 Mo CD
2.26% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.06% $25 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 - Learn MoreShow Less

Loan Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to EDUCATORS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Educators Locations


Financial Details

Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Educators U.S. Average
7.05% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Educators had $17,589,265 in non-current loans and $340,026 in owned assets. To cover these potential losses it had $241,555,469 in net worth and $12,596,175 in loans loss reserves. That gives it a Texas Ratio of 7.05%.

Net Worth
Educators U.S. Average
12.11% 13.61%

Educators FCU has a net worth of 12.11% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Educators

Branches and Savings

What is Educators?

A federal credit union, registered with the NCUA under certificate #66448.
Learn more about credit unions here.

Is Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are Educators's share account and share certificate rates?

Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Educators?

Educators has total capital of $241.56 million. Full information on Educators's financial position is located above.

Who owns Educators?

Credit Unions are owned by their members.

Where are Educators branches located?

See branch locations nearby.

Are Educators ATMs Open 24/7?

Do Educators ATMs accept cash deposits?

Can Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Educators have a mobile app?

Does Educators have mobile deposit?

Does Educators have quick pay?

How can Educators transfer money to other banks or credit unions?

Does Educators report to credit bureaus?

Does Educators use Chexsystems?

Does Educators use Equifax?

What is Educators's toll free phone number?

What is Educators's ACH Routing Number?

What is Educators's SWIFT code?

Where can I find Educators's wire transfer form?

What is the Educators address for deposits?

What Products Does Educators Offer

Does Educators offer mortgages?

Compare mortgage rates here.

Does Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Educators offer auto and RV loans?

Compare auto loan rates here.

Does Educators offer student loans or personal loans?

Compare personal loan rates here.

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